# Yieldbucks vs PayLocally

The clearest difference is ads: PayLocally at none against Yieldbucks's shown. PayLocally also leads on rating (5.0 vs 4.8) and iOS requirement (10.3 vs 16). Yieldbucks's advantage is ratings volume (4 vs 1). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayLocally holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

Both ship on a similar rhythm, roughly monthly. Both last shipped on October 24, 2026.

## The numbers

| Metric | Yieldbucks | PayLocally |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (4 ratings)](https://appshunter.io/ios/app/yieldbucks/id1569402555/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/paylocally/id6473781776/reviews)** |
| Number of ratings | **4** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | Monthly |
| Monetization | Ad-supported | — |
| Size | 71 MB | 30 MB |
| Requires iOS | 16 | **10.3** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Yieldbucks LLC](https://appshunter.io/developer/1629666589) | [PayLocally LLC](https://appshunter.io/developer/1719783400) |

## What reviewers say

### Yieldbucks

[App page](https://appshunter.io/ios/app/yieldbucks/id1569402555)

This app helps you maximize credit card rewards by recommending the best card for each purchase. It tracks transactions, alerts you to minimum payments, and helps you budget to earn more cashback and points.

**Highlights:** Credit card reward recommendations, Categorized transaction summary, Minimum payment due alerts, Budgeting by category, Geolocation-based card suggestions, Online shopping rewards tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PayLocally

[App page](https://appshunter.io/ios/app/paylocally/id6473781776)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Yieldbucks free?

Yieldbucks is free to download, with no in-app purchases.

### Is PayLocally free?

PayLocally is free to download, with no in-app purchases.

### Which has better reviews, Yieldbucks or PayLocally?

PayLocally is rated higher. Yieldbucks averages 4.8 out of 5 from 4 ratings, while PayLocally averages 5.0 from 1 ratings.

### Do Yieldbucks or PayLocally have ads?

Yieldbucks shows ads; PayLocally does not.

### Which is updated more often, Yieldbucks or PayLocally?

Yieldbucks ships an update monthly, and PayLocally monthly. Most recently, Yieldbucks was updated on October 24, 2026 and PayLocally on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*