# PAYUCA Smart Access vs OwnerChip Discovery

PAYUCA Smart Access and OwnerChip Discovery are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | PAYUCA Smart Access | OwnerChip Discovery |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Size | 36 MB | 36 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Payuca GmbH](https://appshunter.io/developer/1064020146) | [OwnerChip GmbH](https://appshunter.io/developer/1659737238) |

## What reviewers say

### PAYUCA Smart Access

[App page](https://appshunter.io/ios/app/payuca-smart-access/id1570329628)

**Features:** macOS Compatibility

**In-app purchases:** none


### OwnerChip Discovery

[App page](https://appshunter.io/ios/app/ownerchip-discovery/id1670632758)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PAYUCA Smart Access free?

PAYUCA Smart Access is free to download, with no in-app purchases.

### Is OwnerChip Discovery free?

OwnerChip Discovery is free to download, with no in-app purchases.

### Do PAYUCA Smart Access or OwnerChip Discovery have ads?

Neither PAYUCA Smart Access nor OwnerChip Discovery shows ads.

### Which is updated more often, PAYUCA Smart Access or OwnerChip Discovery?

PAYUCA Smart Access ships an update every 2 months, and OwnerChip Discovery every 2 months. Most recently, PAYUCA Smart Access was updated on November 3, 2026 and OwnerChip Discovery on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*