# PAYUCA Smart Access vs Stealth Chat

The clearest difference is in-app purchases: PAYUCA Smart Access at none against Stealth Chat's 1. PAYUCA Smart Access also leads on iOS requirement (12.0 vs 14.0). Stealth Chat's advantage is update cadence (every 3 weeks vs every 2 months). On price, ads and device support there is nothing between them.

Both are free to download. Stealth Chat sells 1 in-app purchase, starting at $29.99 per year. PAYUCA Smart Access asks for nothing beyond the download.

PAYUCA Smart Access ships an update every 2 months, Stealth Chat every 3 weeks. The most recent releases landed on November 3, 2026 and November 9, 2026 respectively.

## The numbers

| Metric | PAYUCA Smart Access | Stealth Chat |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Size | 36 MB | 5 MB |
| Requires iOS | **12.0** | 14.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 12+ |
| Developer | [Payuca GmbH](https://appshunter.io/developer/1064020146) | [NewHomePage LLC](https://appshunter.io/developer/524406190) |

## What reviewers say

### PAYUCA Smart Access

[App page](https://appshunter.io/ios/app/payuca-smart-access/id1570329628)

**Features:** macOS Compatibility

**In-app purchases:** none


### Stealth Chat

[App page](https://appshunter.io/ios/app/stealth-chat/id6754569196)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Use | $29.99 | per year |


## Frequently asked questions

### Is PAYUCA Smart Access free?

PAYUCA Smart Access is free to download, with no in-app purchases.

### Is Stealth Chat free?

Stealth Chat is free to download, with in-app purchases available.

### Do PAYUCA Smart Access or Stealth Chat have ads?

Neither PAYUCA Smart Access nor Stealth Chat shows ads.

### Which is updated more often, PAYUCA Smart Access or Stealth Chat?

PAYUCA Smart Access ships an update every 2 months, and Stealth Chat every 3 weeks. Most recently, PAYUCA Smart Access was updated on November 3, 2026 and Stealth Chat on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*