# SmartFD Interest Calculator vs FD

The clearest difference is in-app purchases: SmartFD Interest Calculator at none against FD's 1. SmartFD Interest Calculator also leads on update cadence (monthly vs every 2 months) and iOS requirement (14.0 vs 16.4). On price, ads and device support there is nothing between them.

Both are free to download. FD sells 1 in-app purchase, starting at $2.99 per month. SmartFD Interest Calculator asks for nothing beyond the download.

SmartFD Interest Calculator ships an update monthly, FD every 2 months. The most recent releases landed on October 7, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | SmartFD Interest Calculator | FD |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 35.7% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | — | Freemium |
| Size | 3 MB | 57 MB |
| Requires iOS | **14.0** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Ankush Minda](https://appshunter.io/developer/1563214453) | [HARSH GADHECHA](https://appshunter.io/developer/1508387791) |

## What reviewers say

### SmartFD Interest Calculator

[App page](https://appshunter.io/ios/app/smartfd-interest-calculator/id1570599881)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### FD

[App page](https://appshunter.io/ios/app/fd-manager/id6450954224)

Manage fixed and recurring deposits across multiple accounts. Track returns, analyze investments, and visualize growth with an intuitive interface. Upgrade for ad-free experience and backup features.

**Highlights:** Multi-account deposit management, Bank-wise investment analysis, FD maturity value tracking, RD accumulation monitoring, Interest growth visualization, Intuitive user interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| FD Manager Ad free | $2.99 | per month |


## Frequently asked questions

### Is SmartFD Interest Calculator free?

SmartFD Interest Calculator is free to download, with no in-app purchases.

### Is FD free?

FD is free to download, with in-app purchases available.

### Do SmartFD Interest Calculator or FD have ads?

Neither SmartFD Interest Calculator nor FD shows ads.

### Which is updated more often, SmartFD Interest Calculator or FD?

SmartFD Interest Calculator ships an update monthly, and FD every 2 months. Most recently, SmartFD Interest Calculator was updated on October 7, 2026 and FD on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*