Comparison

Oak Pensions vs PayBills pro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Oak Pensions

Manage your retirement savings account on the go. Check balances, track contributions, request statements, and monitor benefit claims. Plan for the future with a pension calculator and get instant support from an in-app assistant.

Highlights
  • Check RSA balance
  • Track employer contributions
  • Request RSA statements
  • Monitor fund performance
  • Check benefit status
  • Request letters
  • Pension calculator
  • In-app assistant
Features
Read full description

Your pension, always at your fingertips. Oak Pensions puts you in full control of your Retirement Savings Account. Check your balance, monitor every employer contribution, request statements, and track benefit claims, all without visiting a branch or waiting on hold. Oak Pensions Limited is a licensed Pension Fund Administrator regulated by the National Pension Commission (PenCom). WHAT YOU CAN DO Check your RSA balance View your Retirement Savings Account balance instantly when you sign in, and hide it with one tap in public. Track every contribution Verify your employer’s remittances, see the date and amount of each payment, and spot any missing contributions long before retirement. Request an RSA statement Generate an official pension statement from your phone and receive it directly at your registered email address. Follow fund performance Access daily unit prices and historical fund performance to track how your retirement savings are growing. Check your benefit status Monitor the progress of retirement benefits or withdrawal requests from submission to payment. Request letters instantly Apply for embassy letters for visa applications or request your welcome letter, all without visiting an office. Plan ahead Use the pension calculator to estimate the future value of your RSA at retirement. Ask Oak, anytime Get answers to your account and contribution questions with the in-app assistant, available 24/7. Keep your records current Update your personal details, manage SMS alerts, contact your account officer, and locate the nearest Oak Pensions office on the map. Sign in securely Access your account using Face ID, fingerprint, or a private passcode you set yourself. GETTING STARTED You will need your RSA PIN to register. Oak Pensions customers only. Oak Pensions Limited.

About

PayBills pro

Easily pay for essential services like data, airtime, cable subscriptions, and electricity bills. Offers affordable and competitive pricing for a range of utilities.

Highlights
  • Affordable data plans
  • Airtime top-up
  • Cable subscription payments
  • Electricity bill payment
  • Competitive pricing
Features
Read full description

We offer you the most affordable and cheapest data plans, airtime, cable subscription, and electricity bill payment.

Screenshots

Oak Pensions1 screens
PayBills pro4 screens

Verdict

The call

The clearest difference is rating: PayBills pro at 5.0 against Oak Pensions's 3.0. Oak Pensions's advantage is update cadence (weekly vs every 9 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PayBills pro holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

Oak Pensions ships an update weekly, PayBills pro every 9 months. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 7 level
Oak Pensions versus PayBills pro: the parameters behind the verdict, then further details
ParameterOak PensionsPayBills pro
PriceFreeFree
Rating3.0 (1 ratings)5.0 (1 ratings) — better
Number of ratings11
Update frequencyWeekly — betterEvery 9 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.415.1 — better
Further details — not scored
Size55 MB52 MB
Age rating4+4+
DeveloperOak Pensions LtdGAFIA TECHNOLOGIES LIMITED

In-app purchases

None

Oak Pensions

No in-app purchases

None

PayBills pro

No in-app purchases

Questions

Is Oak Pensions free?
Oak Pensions is free to download, with no in-app purchases.
Is PayBills pro free?
PayBills pro is free to download, with no in-app purchases.
Which has better reviews, Oak Pensions or PayBills pro?
PayBills pro is rated higher. Oak Pensions averages 3.0 out of 5 from 1 ratings, while PayBills pro averages 5.0 from 1 ratings.
Do Oak Pensions or PayBills pro have ads?
Neither Oak Pensions nor PayBills pro shows ads.
Which is updated more often, Oak Pensions or PayBills pro?
Oak Pensions ships an update weekly, and PayBills pro every 9 months. Most recently, Oak Pensions was updated on November 3, 2026 and PayBills pro on November 5, 2026.

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