# POLYAPP vs SocPay

The clearest difference is rating: SocPay at 4.0 against POLYAPP's 1.8. SocPay also leads on review sentiment (25% vs 4%) and iOS requirement (13.0 vs 17.0). POLYAPP's advantage is update cadence (every 3 months vs every 10 months) and ratings volume (5 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SocPay holds the better App Store score, 4.0 against 1.8. That said, the two scores are not equally well evidenced: POLYAPP has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 4% of POLYAPP's written reviews are positive against 25% of SocPay's.

POLYAPP ships an update every 3 months, SocPay every 10 months. The most recent releases landed on August 15, 2026 and June 1, 2026 respectively.

## The numbers

| Metric | POLYAPP | SocPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.8 (5 ratings)](https://appshunter.io/ios/app/polyapp-banque-de-polynesie/id1570748267/reviews) | **[4.0 (1 ratings)](https://appshunter.io/ios/app/socpay/id1599336084/reviews)** |
| Number of ratings | **5** | 1 |
| Positive reviews | 3.8% of reviews | **25.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 10 months |
| Monetization | Free | Free |
| Size | 44 MB | 33 MB |
| Requires iOS | 17.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 12+ |
| Developer | [BANQUE DE POLYNESIE](https://appshunter.io/developer/1570748269) | [Banque SOCREDO](https://appshunter.io/developer/396059831) |

## What reviewers say

### POLYAPP

[App page](https://appshunter.io/ios/app/polyapp-banque-de-polynesie/id1570748267)

Manage your bank accounts securely and easily from your mobile device. Perform transfers, view statements, order checkbooks, and contact your advisor. Designed for individuals, professionals, and businesses.

**Highlights:** View account balances, Perform various types of transfers, Add beneficiary accounts, Instant card blocking, Contact advisor, Download account statements, Order checkbooks

**Features:** macOS Compatibility

**In-app purchases:** none


### SocPay

[App page](https://appshunter.io/ios/app/socpay/id1599336084)

This app allows you to link your SOCREDO private cards and make secure QR code payments with affiliated merchants. Track your mobile payment history within the application for easy management.

**Highlights:** Link SOCREDO private cards, QR code payments, Affiliated merchant payments, Payment history tracking, Secure mobile transactions

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is POLYAPP free?

POLYAPP is free to download, with no in-app purchases.

### Is SocPay free?

SocPay is free to download, with no in-app purchases.

### Which has better reviews, POLYAPP or SocPay?

SocPay is rated higher. POLYAPP averages 1.8 out of 5 from 5 ratings, while SocPay averages 4.0 from 1 ratings.

### Do POLYAPP or SocPay have ads?

Neither POLYAPP nor SocPay shows ads.

### Which is updated more often, POLYAPP or SocPay?

POLYAPP ships an update every 3 months, and SocPay every 10 months. Most recently, POLYAPP was updated on August 15, 2026 and SocPay on June 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*