# SimplePay vs VIIO

The clearest difference is update cadence: VIIO at monthly against SimplePay's every 2 months. SimplePay's advantage is iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SimplePay ships an update every 2 months, VIIO monthly. The most recent releases landed on October 30, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | SimplePay | VIIO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[1.0 (1 ratings)](https://appshunter.io/ios/app/viio/id6452803312/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | — | Free |
| Size | 51 MB | 145 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [STT Group de CR SA](https://appshunter.io/developer/1484936240) | [VIIO](https://appshunter.io/developer/1699053057) |

## What reviewers say

### SimplePay

[App page](https://appshunter.io/ios/app/simplepay/id1571051029)

**Features:** macOS Compatibility

**In-app purchases:** none


### VIIO

[App page](https://appshunter.io/ios/app/viio/id6452803312)

Manage your global finances securely and quickly with a digital account that lets you save, transfer, and spend dollars. Send money internationally at no cost, use a Visa card worldwide, and withdraw directly to your bank account in multiple currencies. Open US and European bank accounts for local USD and EUR deposits.

**Highlights:** Global dollar account, Zero-cost USDT/USDC transfers, Free international money transfers, Worldwide Visa card spending, Free direct bank withdrawals, US and European bank accounts, Card control and security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SimplePay free?

SimplePay is free to download, with no in-app purchases.

### Is VIIO free?

VIIO is free to download, with no in-app purchases.

### Do SimplePay or VIIO have ads?

Neither SimplePay nor VIIO shows ads.

### Which is updated more often, SimplePay or VIIO?

SimplePay ships an update every 2 months, and VIIO monthly. Most recently, SimplePay was updated on October 30, 2026 and VIIO on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*