# SimplePay vs Lendy

The clearest difference is update cadence: Lendy at every 3 weeks against SimplePay's every 2 months. SimplePay's advantage is iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SimplePay ships an update every 2 months, Lendy every 3 weeks. Both last shipped on October 30, 2026.

## The numbers

| Metric | SimplePay | Lendy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[1.0 (1 ratings)](https://appshunter.io/ios/app/lendy/id6748310906/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | — | Free |
| Size | 51 MB | 61 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [STT Group de CR SA](https://appshunter.io/developer/1484936240) | [Lendy](https://appshunter.io/developer/1825128610) |

## What reviewers say

### SimplePay

[App page](https://appshunter.io/ios/app/simplepay/id1571051029)

**Features:** macOS Compatibility

**In-app purchases:** none


### Lendy

[App page](https://appshunter.io/ios/app/lendy/id6748310906)

Manage your personal loan portfolio with this practical and secure mobile tool. Track clients, create custom loans with specific terms, and monitor payments and outstanding balances. Receive notifications to stay on top of your lending activities.

**Highlights:** Client registration and tracking, Custom loan creation, Payment and balance control, Receipt uploads and notes, Loan follow-up notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SimplePay free?

SimplePay is free to download, with no in-app purchases.

### Is Lendy free?

Lendy is free to download, with no in-app purchases.

### Do SimplePay or Lendy have ads?

Neither SimplePay nor Lendy shows ads.

### Which is updated more often, SimplePay or Lendy?

SimplePay ships an update every 2 months, and Lendy every 3 weeks. Most recently, SimplePay was updated on October 30, 2026 and Lendy on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*