# APD Bank vs DV PAY

The clearest difference is rating: DV PAY at 5.0 against APD Bank's 4.8. APD Bank's advantage is ratings volume (5 vs 1) and iOS requirement (13.0 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DV PAY holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: APD Bank has 5 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly monthly. Both last shipped on November 3, 2026.

## The numbers

| Metric | APD Bank | DV PAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (5 ratings)](https://appshunter.io/ios/app/apd-bank/id1571119847/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/dv-pay/id6445850625/reviews)** |
| Number of ratings | **5** | 1 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 205 MB | 104 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [ASIA-PACIFIC DEVELOPMENT BANK PLC.](https://appshunter.io/developer/1571119849) | [JIN HONG ZHEN TECHNOLOGY PLC.](https://appshunter.io/developer/1674213407) |

## What reviewers say

### APD Bank

[App page](https://appshunter.io/ios/app/apd-bank/id1571119847)

Manage your finances, transfer funds, and open fixed deposit accounts conveniently. This digital wallet allows you to view account activity, download statements, and access support resources.

**Highlights:** Manage accounts and view balances, Transfer funds between accounts, Open and manage fixed deposit accounts, Download bank statements, Access FAQ and support

**Features:** macOS Compatibility

**In-app purchases:** none


### DV PAY

[App page](https://appshunter.io/ios/app/dv-pay/id6445850625)

This app offers quick and easy payment solutions for businesses and individuals. It supports QR code transactions, personal wallets, and fast transfers, integrating comprehensive life services.

**Highlights:** QR code collection and payment, Personal digital wallet, Fast money transfers, Comprehensive life services integration, Merchant payment solutions

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is APD Bank free?

APD Bank is free to download, with no in-app purchases.

### Is DV PAY free?

DV PAY is free to download, with no in-app purchases.

### Which has better reviews, APD Bank or DV PAY?

DV PAY is rated higher. APD Bank averages 4.8 out of 5 from 5 ratings, while DV PAY averages 5.0 from 1 ratings.

### Do APD Bank or DV PAY have ads?

Neither APD Bank nor DV PAY shows ads.

### Which is updated more often, APD Bank or DV PAY?

APD Bank ships an update monthly, and DV PAY monthly. Most recently, APD Bank was updated on November 3, 2026 and DV PAY on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*