# Spending Rate vs 반드시 할 일

The clearest difference is update cadence: Spending Rate at every 2 months against 반드시 할 일's every 26 months. 반드시 할 일's advantage is iOS requirement (13.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Spending Rate ships an update every 2 months, 반드시 할 일 every 26 months. The most recent releases landed on October 22, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Spending Rate | 반드시 할 일 |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 26 months |
| Monetization | Free | — |
| Size | 11 MB | 41 MB |
| Requires iOS | 18.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Seung-Un Ham](https://appshunter.io/developer/447543367) | [jiyong yoon](https://appshunter.io/developer/1566821873) |

## What reviewers say

### Spending Rate

[App page](https://appshunter.io/ios/app/spending-rate/id1571310168)

This app helps you track your daily spending pace and project your balance until payday. Log expenses, visualize spending by category with charts, and manage your budget effectively. Your financial data is kept private with iCloud sync and no ads or tracking.

**Highlights:** Log daily expenses, Project balance until payday, Visualize spending by category, Calendar view of expenses, Private iCloud sync, No ads or tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 반드시 할 일

[App page](https://appshunter.io/ios/app/id1609209709)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Spending Rate free?

Spending Rate is free to download, with no in-app purchases.

### Is 반드시 할 일 free?

반드시 할 일 is free to download, with no in-app purchases.

### Do Spending Rate or 반드시 할 일 have ads?

Neither Spending Rate nor 반드시 할 일 shows ads.

### Which is updated more often, Spending Rate or 반드시 할 일?

Spending Rate ships an update every 2 months, and 반드시 할 일 every 26 months. Most recently, Spending Rate was updated on October 22, 2026 and 반드시 할 일 on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*