# Ощад vs Моя Податкова

The clearest difference is rating: Ощад at 4.4 against Моя Податкова's 3.2. Ощад also leads on ratings volume (328 vs 13) and review sentiment (13% vs 0%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ощад holds the better App Store score, 4.4 against 3.2. That said, the two scores are not equally well evidenced: Ощад has 328 ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 13% of Ощад's written reviews are positive against 0% of Моя Податкова's.

Ощад ships an update every 2 weeks, Моя Податкова monthly. The most recent releases landed on October 16, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Ощад | Моя Податкова |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (328 ratings)](https://appshunter.io/ios/app/id1571479928/reviews)** | [3.2 (13 ratings)](https://appshunter.io/ios/app/id6450752527/reviews) |
| Number of ratings | **328** | 13 |
| Positive reviews | **13.4% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | — | Free |
| Size | 167 MB | 57 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [JSC "Oschadbank"](https://appshunter.io/developer/1101088632) | [The State Tax Service of Ukraine](https://appshunter.io/developer/1634048992) |

## What reviewers say

### Ощад

[App page](https://appshunter.io/ios/app/id1571479928)

**Features:** Apple Wallet

**In-app purchases:** none


### Моя Податкова

[App page](https://appshunter.io/ios/app/id6450752527)

This app provides Ukrainian citizens with a convenient tool to access tax services electronically. It allows users to submit declarations, pay taxes, and obtain essential tax-related information directly from their mobile devices.

**Highlights:** Submit tax declarations, Pay taxes electronically, Check registration information, Obtain income statements, Search fiscal receipts, Verify excise tax stamps

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Ощад free?

Ощад is free to download, with no in-app purchases.

### Is Моя Податкова free?

Моя Податкова is free to download, with no in-app purchases.

### Which has better reviews, Ощад or Моя Податкова?

Ощад is rated higher. Ощад averages 4.4 out of 5 from 328 ratings, while Моя Податкова averages 3.2 from 13 ratings.

### Do Ощад or Моя Податкова have ads?

Neither Ощад nor Моя Податкова shows ads.

### Which is updated more often, Ощад or Моя Податкова?

Ощад ships an update every 2 weeks, and Моя Податкова monthly. Most recently, Ощад was updated on October 16, 2026 and Моя Податкова on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*