# EMMO Cost vs 极简记账

The clearest difference is ads: 极简记账 at none against EMMO Cost's shown. EMMO Cost's advantage is ratings volume (939 vs 5) and rating (4.9 vs 4.6). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Both are free to download. EMMO Cost sells 1 one-off in-app purchase and 极简记账 sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

EMMO Cost holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: EMMO Cost has 939 ratings behind it against 5, so its average is the more settled of the two. Written reviews split almost evenly too, at 84% and 84% positive.

EMMO Cost ships an update every 4 weeks, 极简记账 every 2 weeks. Both last shipped on October 30, 2026.

## The numbers

| Metric | EMMO Cost | 极简记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (939 ratings)](https://appshunter.io/ios/app/emmo-cost/id1572051209/reviews)** | [4.6 (5 ratings)](https://appshunter.io/ios/app/and-and/id6504852125/reviews) |
| Number of ratings | **939** | 5 |
| Positive reviews | 83.9% of reviews | **84.2% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 4 weeks | **Every 2 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 153 MB | 47 MB |
| Requires iOS | 16 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | +4 | 4+ |
| Developer | [EMMO Corp.](https://appshunter.io/developer/1507868195) | [ShenZhen LuDeQingYun Infomation Technology Co., Ltd](https://appshunter.io/developer/1140406166) |

## What reviewers say

### EMMO Cost

[App page](https://appshunter.io/ios/app/emmo-cost/id1572051209)

This app offers a simple and powerful way to manage your personal finances. It allows for quick accounting, detailed record-keeping with image support, and robust privacy features. Track your spending, generate reports, and sync across devices.

**Highlights:** Picture cloud support, Search bills, Password protection, Customizable categories, CSV export, Real-time cloud sync, Statistical charts

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 小账本-首发折扣永久会员 | $4.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 💖 Cute and aesthetically pleasing design
- 🔍 Detailed expense tracking
- 🤑 Helps manage money well

**What reviewers complain about**

- 🐛 Occasional crashes and bugs
- 🌐 Lack of language options (only Chinese)
- 💰 Some features require payment
- 🔄 Syncing issues between devices

**Reported bugs**

- Data loss and disappearing transactions
- Editing issues with categories and labels
- Sync problems between iOS and Android
- Frequent app crashes and freezes

**Requested features**

- Add more currency options
- Implement recurring expenses and budgeting features
- Provide English language support
- Allow customization of categories and layouts
- Add Apple Watch integration


### 极简记账

[App page](https://appshunter.io/ios/app/and-and/id6504852125)

This app simplifies expense tracking with automatic and quick manual entry options. It offers clear charts, customizable budgets, and secure data backup. Manage various accounts and export your financial data with ease.

**Highlights:** Automatic expense tracking, Quick manual entry, Calendar view of expenses, Multiple customizable ledgers, Optional asset account tracking, Excel data export, Rich financial charts, Category budgeting

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 极简记账半年会员 | $2.99 | one-time |
| 极简记账一年会员 | $3.99 | one-time |
| 极简记账永久会员 | $4.99 | one-time |


## Frequently asked questions

### Is EMMO Cost free?

EMMO Cost is free to download, with in-app purchases available.

### Is 极简记账 free?

极简记账 is free to download, with in-app purchases available.

### Which has better reviews, EMMO Cost or 极简记账?

EMMO Cost is rated higher. EMMO Cost averages 4.9 out of 5 from 939 ratings, while 极简记账 averages 4.6 from 5 ratings.

### Do EMMO Cost or 极简记账 have ads?

EMMO Cost shows ads; 极简记账 does not.

### Which is updated more often, EMMO Cost or 极简记账?

EMMO Cost ships an update every 4 weeks, and 极简记账 every 2 weeks. Most recently, EMMO Cost was updated on October 30, 2026 and 极简记账 on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*