# OneEleven Financial Wellness vs Element Pay

The clearest difference is in-app purchases: Element Pay at none against OneEleven Financial Wellness's 4. Element Pay also leads on ads (none vs shown). OneEleven Financial Wellness's advantage is ratings volume (332 vs 21). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. OneEleven Financial Wellness sells 4 in-app purchases, starting at $39.00 per month. Element Pay asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.8 for OneEleven Financial Wellness against 4.8 for Element Pay. That said, the two scores are not equally well evidenced: OneEleven Financial Wellness has 332 ratings behind it against 21, so its average is the more settled of the two. Written reviews are what separate them: 98% of OneEleven Financial Wellness's written reviews are positive against 100% of Element Pay's.

OneEleven Financial Wellness ships an update every 5 weeks, Element Pay every 3 weeks. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | OneEleven Financial Wellness | Element Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (332 ratings)](https://appshunter.io/ios/app/oneeleven-financial-wellness/id1572469156/reviews)** | [4.8 (21 ratings)](https://appshunter.io/ios/app/element-pay/id1584632482/reviews) |
| Number of ratings | **332** | 21 |
| Positive reviews | 98.1% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 49 MB | 151 MB |
| Requires iOS | **15.6** | 16.2 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [OneEleven, Inc.](https://appshunter.io/developer/1572469158) | [Car IQ Inc.](https://appshunter.io/developer/1547660220) |

## What reviewers say

### OneEleven Financial Wellness

[App page](https://appshunter.io/ios/app/oneeleven-financial-wellness/id1572469156)

This app offers personalized financial coaching and smart tools to help you transform your relationship with money. Get paired with a dedicated coach for weekly check-ins, personalized plans, and access to budgeting tools and educational content.

**Highlights:** Dedicated financial coach, Weekly check-ins, Text & video access to coach, Personalized financial plan, Smart budgeting tools, Financial education content, Goal tracking, Real-time dashboard

**Features:** Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month Membership | $39.00 | per month |
| 3 Month Membership | $89.00 | per 3 months |
| 12 Months Membership | $289.00 | per year |
| The Six-Week Money Reset | $299.00 | one-time |

**What reviewers like**

- 👍 Personalized financial coaching
- 💡 Comprehensive financial education
- 🚀 Easy to use app
- 🔒 Secure platform
- 👍 Helpful and responsive coaches

**What reviewers complain about**

- 🐛 Occasional app glitches or crashes
- 🔌 Difficulty linking all bank accounts
- 💰 Subscription cost may be prohibitive for some

**Reported bugs**

- Login screen freezes
- Spending tracking not always accurate

**Requested features**

- Improved budgeting features
- More customizable goal-setting options
- Integration with other financial apps


### Element Pay

[App page](https://appshunter.io/ios/app/element-pay/id1584632482)

This app simplifies fuel management for corporate fleets by enabling cardless and contactless payments directly from vehicles. It authenticates the vehicle to connect to fuel pumps, eliminating the need for driver prompts or physical cards. Fleet managers receive invites to access and utilize the service.

**Highlights:** Cardless fuel payments, Contactless vehicle authentication, Direct vehicle-to-pump connection, Fleet fuel spend management, Invite-based access for fleets

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is OneEleven Financial Wellness free?

OneEleven Financial Wellness is free to download, with in-app purchases available.

### Is Element Pay free?

Element Pay is free to download, with no in-app purchases.

### Which has better reviews, OneEleven Financial Wellness or Element Pay?

OneEleven Financial Wellness is rated higher. OneEleven Financial Wellness averages 4.8 out of 5 from 332 ratings, while Element Pay averages 4.8 from 21 ratings.

### Do OneEleven Financial Wellness or Element Pay have ads?

OneEleven Financial Wellness shows ads; Element Pay does not.

### Which is updated more often, OneEleven Financial Wellness or Element Pay?

OneEleven Financial Wellness ships an update every 5 weeks, and Element Pay every 3 weeks. Most recently, OneEleven Financial Wellness was updated on November 7, 2026 and Element Pay on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*