# 一木记账 vs Mumo

一木记账 and Mumo both sit at 4.7 stars, but that hides the real split: 95% of Mumo's written reviews are positive against 85% of 一木记账's. Mumo also leads on ratings volume (247 vs 47). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. 一木记账 sells 3 one-off in-app purchases and Mumo sells 10 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

Mumo holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: Mumo has 247 ratings behind it against 47, so its average is the more settled of the two. Written reviews point the same way: 85% of 一木记账's written reviews are positive against 95% of Mumo's.

一木记账 ships an update every 2 weeks, Mumo every 10 days. Both last shipped on November 3, 2026.

## The numbers

| Metric | 一木记账 | Mumo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (47 ratings)](https://appshunter.io/ios/app/id1572969723/reviews) | **[4.9 (247 ratings)](https://appshunter.io/ios/app/mumo-expense-tracker/id1575499823/reviews)** |
| Number of ratings | 47 | **247** |
| Positive reviews | 85.4% of reviews | **95.5% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 10 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 71 MB | 72 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, iPod, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [泽天 胡](https://appshunter.io/developer/1572962963) | [Taizhou Mutong Network Technology Co., Ltd.](https://appshunter.io/developer/1556965366) |

## What reviewers say

### 一木记账

[App page](https://appshunter.io/ios/app/id1572969723)

This finance app offers multiple ways to log expenses, including voice and text input. It provides comprehensive asset management, detailed financial statistics, and efficient calendar-based bill tracking. The app also features unique import/export capabilities and customizable settings without any advertisements.

**Highlights:** Voice and text expense logging, Asset and credit account management, Detailed income/expense statistics, Calendar view for bills and reminders, Third-party bill import from screenshots, Ad-free and no financial advice, Customizable themes and icons

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 一木记账月费高级会员 | $1.59 | one-time |
| 一木年费高级会员 | $7.99 | one-time |
| 一木永久高级会员 | $17.99 | one-time |


### Mumo

[App page](https://appshunter.io/ios/app/mumo-expense-tracker/id1575499823)

This app offers a flexible personal finance and inventory management system. Customize modules for bookkeeping, asset tracking, subscriptions, and more. Adapt the interface and features to your specific needs and preferences.

**Highlights:** AI-powered bookkeeping, Customizable modules, Bill and subscription management, Asset and item tracking, Personalized categories and themes, Advanced search and filtering, Data backup and privacy protection

**Features:** Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 月度会员 | $0.99 | one-time |
| 体验会员 | $0.99 | one-time |
| 月会员 | $1.99 | one-time |
| 年度会员 | $6.99 | one-time |
| 永久会员 | $9.99 | one-time |
| 永久会员-限时返场 | $9.99 | one-time |
| 永久会员-限时折扣 | $9.99 | one-time |
| 永久会员-限时特惠 | $12.99 | one-time |
| 永久会员 | $14.99 | one-time |
| 永久会员 | $19.99 | one-time |


## Frequently asked questions

### Is 一木记账 free?

一木记账 is free to download, with in-app purchases available.

### Is Mumo free?

Mumo is free to download, with in-app purchases available.

### Which has better reviews, 一木记账 or Mumo?

Mumo is rated higher. 一木记账 averages 4.7 out of 5 from 47 ratings, while Mumo averages 4.9 from 247 ratings.

### Do 一木记账 or Mumo have ads?

Neither 一木记账 nor Mumo shows ads.

### Which is updated more often, 一木记账 or Mumo?

一木记账 ships an update every 2 weeks, and Mumo every 10 days. Most recently, 一木记账 was updated on November 3, 2026 and Mumo on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*