# 一木记账 vs AI记账

一木记账 and AI记账 are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. 一木记账 sells 3 one-off in-app purchases and AI记账 sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

一木记账 ships an update every 2 weeks, AI记账 every 10 days. The most recent releases landed on October 27, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | 一木记账 | AI记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (47 ratings)](https://appshunter.io/ios/app/id1572969723/reviews)** | — |
| Number of ratings | **47** | — |
| Positive reviews | 85.4% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 10 days** |
| Monetization | Free with in-app purchases | — |
| Size | 71 MB | 53 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [泽天 胡](https://appshunter.io/developer/1572962963) | [世强 吴](https://appshunter.io/developer/1635546543) |

## What reviewers say

### 一木记账

[App page](https://appshunter.io/ios/app/id1572969723)

This finance app offers multiple ways to log expenses, including voice and text input. It provides comprehensive asset management, detailed financial statistics, and efficient calendar-based bill tracking. The app also features unique import/export capabilities and customizable settings without any advertisements.

**Highlights:** Voice and text expense logging, Asset and credit account management, Detailed income/expense statistics, Calendar view for bills and reminders, Third-party bill import from screenshots, Ad-free and no financial advice, Customizable themes and icons

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 一木记账月费高级会员 | $1.59 | one-time |
| 一木年费高级会员 | $7.99 | one-time |
| 一木永久高级会员 | $17.99 | one-time |


### AI记账

[App page](https://appshunter.io/ios/app/ai/id1636122462)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| AI记账月付会员(自动续费) | $0.99 | per month |
| AI记账年付会员(自动续费) | $8.49 | per year |
| AI 记账永久会员 | $14.99 | one-time |


## Frequently asked questions

### Is 一木记账 free?

一木记账 is free to download, with in-app purchases available.

### Is AI记账 free?

AI记账 is free to download, with in-app purchases available.

### Do 一木记账 or AI记账 have ads?

Neither 一木记账 nor AI记账 shows ads.

### Which is updated more often, 一木记账 or AI记账?

一木记账 ships an update every 2 weeks, and AI记账 every 10 days. Most recently, 一木记账 was updated on October 27, 2026 and AI记账 on October 16, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*