# 一木记账 vs 咔皮记账

The clearest difference is in-app purchases: 咔皮记账 at none against 一木记账's 3. 咔皮记账 also leads on ratings volume (51K vs 44) and update cadence (every 3 days vs every 2 weeks). 一木记账's advantage is review sentiment (87% vs 74%). On price, rating, ads and device support there is nothing between them.

Both are free to download. 一木记账 sells 3 one-off in-app purchases. 咔皮记账 asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.8 for 一木记账 against 4.8 for 咔皮记账. That said, the two scores are not equally well evidenced: 咔皮记账 has 51K ratings behind it against 44, so its average is the more settled of the two. Written reviews are what separate them: 87% of 一木记账's written reviews are positive against 74% of 咔皮记账's.

一木记账 ships an update every 2 weeks, 咔皮记账 every 3 days. The most recent releases landed on September 24, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | 一木记账 | 咔皮记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (44 ratings)](https://appshunter.io/ios/app/id1572969723/reviews) | **[4.8 (51K ratings)](https://appshunter.io/ios/app/cfo/id6738811698/reviews)** |
| Number of ratings | 44 | **51K** |
| Positive reviews | **87.2% of reviews** | 73.7% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 3 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 66 MB | 185 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [泽天 胡](https://appshunter.io/developer/1572962963) | [Shanghai Yuhuan Technology Co., LTD](https://appshunter.io/developer/1680121338) |

## What reviewers say

### 一木记账

[App page](https://appshunter.io/ios/app/id1572969723)

This finance app offers multiple ways to log expenses, including voice and text input. It provides comprehensive asset management, detailed financial statistics, and efficient calendar-based bill tracking. The app also features unique import/export capabilities and customizable settings without any advertisements.

**Highlights:** Voice and text expense logging, Asset and credit account management, Detailed income/expense statistics, Calendar view for bills and reminders, Third-party bill import from screenshots, Ad-free and no financial advice, Customizable themes and icons

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 一木记账月费高级会员 | $0.99 | one-time |
| 一木年费高级会员 | $6.99 | one-time |
| 一木永久高级会员 | $17.99 | one-time |


### 咔皮记账

[App page](https://appshunter.io/ios/app/cfo/id6738811698)

This app simplifies expense tracking with AI-powered automatic recording and categorization. It offers features like multi-account management, intelligent budgeting, and financial analysis to help users understand their spending habits and manage their money more effectively. Users can also record thoughts, moods, and to-dos, making it a comprehensive personal organizer.

**Highlights:** AI automatic recording and categorization, Unlimited multi-account management, Intelligent budget planning, Asset account management, Voice-based quick entry, Record moods and thoughts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 一木记账 free?

一木记账 is free to download, with in-app purchases available.

### Is 咔皮记账 free?

咔皮记账 is free to download, with no in-app purchases.

### Which has better reviews, 一木记账 or 咔皮记账?

咔皮记账 is rated higher. 一木记账 averages 4.8 out of 5 from 44 ratings, while 咔皮记账 averages 4.8 from 51K ratings.

### Do 一木记账 or 咔皮记账 have ads?

Neither 一木记账 nor 咔皮记账 shows ads.

### Which is updated more often, 一木记账 or 咔皮记账?

一木记账 ships an update every 2 weeks, and 咔皮记账 every 3 days. Most recently, 一木记账 was updated on September 24, 2026 and 咔皮记账 on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*