# 一木记账 vs Cent

The clearest difference is rating: 一木记账 at 4.7 against Cent's 3.0. 一木记账 also leads on ratings volume (47 vs 2) and iOS requirement (15.0 vs 18.0). Cent's advantage is in-app purchases (none vs 3) and review sentiment (100% vs 85%). On price, update cadence, ads and monetization model there is nothing between them.

Both are free to download. 一木记账 sells 3 one-off in-app purchases. Cent asks for nothing beyond the download.

一木记账 holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: 一木记账 has 47 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 85% of 一木记账's written reviews are positive against 100% of Cent's, so the app with the better star average is not the one people write more warmly about.

一木记账 ships an update every 2 weeks, Cent weekly. The most recent releases landed on October 15, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | 一木记账 | Cent |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (47 ratings)](https://appshunter.io/ios/app/id1572969723/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/cent/id6764264950/reviews) |
| Number of ratings | **47** | 2 |
| Positive reviews | 85.4% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Weekly** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 70 MB | 15 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [泽天 胡](https://appshunter.io/developer/1572962963) | [君 周](https://appshunter.io/developer/1745278927) |

## What reviewers say

### 一木记账

[App page](https://appshunter.io/ios/app/id1572969723)

This finance app offers multiple ways to log expenses, including voice and text input. It provides comprehensive asset management, detailed financial statistics, and efficient calendar-based bill tracking. The app also features unique import/export capabilities and customizable settings without any advertisements.

**Highlights:** Voice and text expense logging, Asset and credit account management, Detailed income/expense statistics, Calendar view for bills and reminders, Third-party bill import from screenshots, Ad-free and no financial advice, Customizable themes and icons

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 一木记账月费高级会员 | $1.59 | one-time |
| 一木年费高级会员 | $7.99 | one-time |
| 一木永久高级会员 | $17.99 | one-time |


### Cent

[App page](https://appshunter.io/ios/app/cent/id6764264950)

This finance app offers secure, self-hosted data storage via GitHub or WebDAV, eliminating third-party servers. It supports multi-currency transactions, recurring billing, and provides detailed statistical analysis and visualization tools for budget management.

**Highlights:** Self-hosted data storage (GitHub/WebDAV), Multi-currency support with real-time conversion, Recurring billing templates, Statistical analysis and visualization, Budget management and progress monitoring, iOS native support with widgets and shortcuts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 一木记账 free?

一木记账 is free to download, with in-app purchases available.

### Is Cent free?

Cent is free to download, with no in-app purchases.

### Which has better reviews, 一木记账 or Cent?

一木记账 is rated higher. 一木记账 averages 4.7 out of 5 from 47 ratings, while Cent averages 3.0 from 2 ratings.

### Do 一木记账 or Cent have ads?

Neither 一木记账 nor Cent shows ads.

### Which is updated more often, 一木记账 or Cent?

一木记账 ships an update every 2 weeks, and Cent weekly. Most recently, 一木记账 was updated on October 15, 2026 and Cent on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*