# SelfPay Now vs Up Tombou

The clearest difference is review sentiment: SelfPay Now at 51% against Up Tombou's 0%. SelfPay Now also leads on monetization model (free vs ad-supported). Up Tombou's advantage is rating (4.6 vs 4.3) and ratings volume (64 vs 6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Up Tombou holds the better App Store score, 4.6 against 4.3. That said, the two scores are not equally well evidenced: Up Tombou has 64 ratings behind it against 6, so its average is the more settled of the two. Written reviews complicate that: 51% of SelfPay Now's written reviews are positive against 0% of Up Tombou's, so the app with the better star average is not the one people write more warmly about.

SelfPay Now ships an update every 3 weeks, Up Tombou monthly. Both last shipped on November 3, 2026.

## The numbers

| Metric | SelfPay Now | Up Tombou |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (6 ratings)](https://appshunter.io/ios/app/selfpay-now/id1573113657/reviews) | **[4.6 (64 ratings)](https://appshunter.io/ios/app/up-tombou/id6449742477/reviews)** |
| Number of ratings | 6 | **64** |
| Positive reviews | **50.9% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | **Free** | Ad-supported |
| Size | 108 MB | 45 MB |
| Requires iOS | 16.5 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [SelfPay S.A](https://appshunter.io/developer/1423598777) | [Up Coop](https://appshunter.io/developer/417980730) |

## What reviewers say

### SelfPay Now

[App page](https://appshunter.io/ios/app/selfpay-now/id1573113657)

Easily deposit cash onto any card at payment stations, transfer money instantly and for free to friends or between your cards, and pay bills and taxes to municipalities. Turn any station into a deposit ATM for immediate access to your funds.

**Highlights:** Instant cash deposits to any card, Free money transfers to friends, Transfer between your cards, Pay bills and taxes, Nationwide payment station network

**Features:** Vision Pro support

**In-app purchases:** none


### Up Tombou

[App page](https://appshunter.io/ios/app/up-tombou/id6449742477)

Manage your Up Tombou cards with ease. Check your balance, track payment history, and receive notifications. Block or unblock your card and retrieve your PIN instantly.

**Highlights:** Check balance, Track payment history, Receive card load notifications, Block/unblock cards, View PIN, Multi-language support

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SelfPay Now free?

SelfPay Now is free to download, with no in-app purchases.

### Is Up Tombou free?

Up Tombou is free to download, with no in-app purchases.

### Which has better reviews, SelfPay Now or Up Tombou?

Up Tombou is rated higher. SelfPay Now averages 4.3 out of 5 from 6 ratings, while Up Tombou averages 4.6 from 64 ratings.

### Do SelfPay Now or Up Tombou have ads?

Neither SelfPay Now nor Up Tombou shows ads.

### Which is updated more often, SelfPay Now or Up Tombou?

SelfPay Now ships an update every 3 weeks, and Up Tombou monthly. Most recently, SelfPay Now was updated on November 3, 2026 and Up Tombou on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*