# Splitkaro vs Cino

The clearest difference is in-app purchases: Cino at none against Splitkaro's 10. Cino also leads on update cadence (every 2 weeks vs every 6 weeks) and review sentiment (88% vs 78%). Splitkaro's advantage is ratings volume (55 vs 9). On price, rating, ads and device support there is nothing between them.

Both are free to download. Splitkaro sells 10 in-app purchases, starting at $2.00 per month. Cino asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.9 for Splitkaro against 5.0 for Cino. That said, the two scores are not equally well evidenced: Splitkaro has 55 ratings behind it against 9, so its average is the more settled of the two. Written reviews are what separate them: 78% of Splitkaro's written reviews are positive against 88% of Cino's.

Splitkaro ships an update every 6 weeks, Cino every 2 weeks. The most recent releases landed on September 26, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | Splitkaro | Cino |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (55 ratings)](https://appshunter.io/ios/app/splitkaro-split-bills-fairly/id1573115695/reviews) | **[5.0 (9 ratings)](https://appshunter.io/ios/app/cino-split-bills-instantly/id6443988744/reviews)** |
| Number of ratings | **55** | 9 |
| Positive reviews | 77.8% of reviews | **87.5% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 2 weeks** |
| Monetization | Freemium | **Ad-supported** |
| Size | 82 MB | 161 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Splitkaro Private Limited](https://appshunter.io/developer/1573115697) | [Freerange Lamas OU](https://appshunter.io/developer/1639139741) |

## What reviewers say

### Splitkaro

[App page](https://appshunter.io/ios/app/splitkaro-split-bills-fairly/id1573115695)

Effortlessly manage shared expenses with friends, roommates, or family. This app simplifies bill splitting, tracks personal and group costs, and provides smart payment reminders to avoid awkward money conversations.

**Highlights:** Intelligent payment reminders, One-tap bill import from popular services, Item-wise bill splitting, Auto expense tracking via SMS, Group chat and money sharing, Graphs, charts, and analytics, Import balances from other apps

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $2.00 | per month |
| Monthly Subscription | $4.00 | per month |
| Splitkaro Subscription | $0.99 | one-time |
| Trail Plan | $1.00 | one-time |
| Monthly Plan | $4.00 | one-time |
| Quarterly Plan | $5.00 | one-time |
| Yearly Plan | $12.00 | one-time |
| Yearly Plan Onboard | $12.00 | one-time |
| Yearly Plan Day1 | $12.00 | one-time |
| Annual Premium Plan | $15.00 | one-time |


### Cino

[App page](https://appshunter.io/ios/app/cino-split-bills-instantly/id6443988744)

This app simplifies splitting bills among friends, housemates, and partners. It allows instant settlement via Apple Pay or Google Pay, ensuring no one owes anyone after payment. Users can customize split ratios and avoid foreign transaction fees.

**Highlights:** Instant bill splitting, Group payment cards, Apple Pay/Google Pay integration, Customizable split ratios, No upfront payment required, Avoid foreign transaction fees, Add/remove participants easily

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Splitkaro free?

Splitkaro is free to download, with in-app purchases available.

### Is Cino free?

Cino is free to download, with no in-app purchases.

### Which has better reviews, Splitkaro or Cino?

Cino is rated higher. Splitkaro averages 4.9 out of 5 from 55 ratings, while Cino averages 5.0 from 9 ratings.

### Do Splitkaro or Cino have ads?

Neither Splitkaro nor Cino shows ads.

### Which is updated more often, Splitkaro or Cino?

Splitkaro ships an update every 6 weeks, and Cino every 2 weeks. Most recently, Splitkaro was updated on September 26, 2026 and Cino on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*