# Splitkaro vs Chipp

The clearest difference is rating: Splitkaro at 4.9 against Chipp's 4.4. Splitkaro also leads on ratings volume (55 vs 16). Chipp's advantage is in-app purchases (none vs 8) and update cadence (fortnightly vs every 6 weeks). On price, review sentiment and ads there is nothing between them.

Both are free to download. Splitkaro sells 8 in-app purchases, starting at $4.00 per month. Chipp asks for nothing beyond the download.

Splitkaro holds the better App Store score, 4.9 against 4.4. Both are backed by a comparable volume of ratings — 55 and 16 respectively. Written reviews split almost evenly too, at 78% and 78% positive.

Splitkaro ships an update every 6 weeks, Chipp fortnightly. The most recent releases landed on September 21, 2026 and June 11, 2026 respectively.

## The numbers

| Metric | Splitkaro | Chipp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (55 ratings)](https://appshunter.io/ios/app/splitkaro-split-bills-fairly/id1573115695/reviews)** | [4.4 (16 ratings)](https://appshunter.io/ios/app/chipp/id6636520980/reviews) |
| Number of ratings | **55** | 16 |
| Positive reviews | 77.8% of reviews | 77.8% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Fortnightly** |
| Monetization | Freemium | **Free** |
| Size | 82 MB | 116 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Splitkaro Private Limited](https://appshunter.io/developer/1573115697) | [Chipp LLC](https://appshunter.io/developer/1762962073) |

## What reviewers say

### Splitkaro

[App page](https://appshunter.io/ios/app/splitkaro-split-bills-fairly/id1573115695)

Effortlessly manage shared expenses with friends, roommates, or family. This app simplifies bill splitting, tracks personal and group costs, and provides smart payment reminders to avoid awkward money conversations.

**Highlights:** Intelligent payment reminders, One-tap bill import from popular services, Item-wise bill splitting, Auto expense tracking via SMS, Group chat and money sharing, Graphs, charts, and analytics, Import balances from other apps

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $4.00 | per month |
| Splitkaro Subscription | $0.99 | one-time |
| Trail Plan | $1.00 | one-time |
| Monthly Plan | $4.00 | one-time |
| Quarterly Plan | $5.00 | one-time |
| Yearly Plan | $12.00 | one-time |
| Yearly Plan Onboard | $12.00 | one-time |
| Yearly Plan Day1 | $12.00 | one-time |


### Chipp

[App page](https://appshunter.io/ios/app/chipp/id6636520980)

Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.

**Highlights:** Tap-to-split interface, Find friends nearby, Create shared expense groups, Split rent and utilities, Manage travel expenses, Scan receipts for dinner bills, Handle partial splits

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Splitkaro free?

Splitkaro is free to download, with in-app purchases available.

### Is Chipp free?

Chipp is free to download, with no in-app purchases.

### Which has better reviews, Splitkaro or Chipp?

Splitkaro is rated higher. Splitkaro averages 4.9 out of 5 from 55 ratings, while Chipp averages 4.4 from 16 ratings.

### Do Splitkaro or Chipp have ads?

Neither Splitkaro nor Chipp shows ads.

### Which is updated more often, Splitkaro or Chipp?

Splitkaro ships an update every 6 weeks, and Chipp fortnightly. Most recently, Splitkaro was updated on September 21, 2026 and Chipp on June 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*