# Vrishank vs Smart Kharcha Book

The clearest difference is in-app purchases: Vrishank at none against Smart Kharcha Book's 4. Vrishank also leads on ads (none vs shown). Smart Kharcha Book's advantage is update cadence (every 3 days vs every 2 months). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Smart Kharcha Book sells 4 in-app purchases, starting at $9.99 per year. Vrishank asks for nothing beyond the download.

Vrishank ships an update every 2 months, Smart Kharcha Book every 3 days. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Vrishank | Smart Kharcha Book |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 3 days** |
| Monetization | Free | — |
| Size | 86 MB | 71 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Vrishank Financial Services Private Limited](https://appshunter.io/developer/1573253738) | [Ashish Kumar Baghel](https://appshunter.io/developer/1724655665) |

## What reviewers say

### Vrishank

[App page](https://appshunter.io/ios/app/vrishank/id1573253736)

Manage your complete financial portfolio, including mutual funds, stocks, bonds, and fixed deposits. Track investments, download reports, and access financial calculators for retirement, SIPs, and EMIs.

**Highlights:** Complete portfolio reporting, Historical performance tracking, Online mutual fund investments, SIP and STP tracking, Capital gain reports, Financial calculators

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Smart Kharcha Book

[App page](https://appshunter.io/ios/app/smart-kharcha-book/id6759986296)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Annual Plan | $9.99 | per year |
| Small Coffee Donation | $0.99 | one-time |
| Large Coffee Donation | $2.99 | one-time |
| Croissant & Coffee | $4.99 | one-time |


## Frequently asked questions

### Is Vrishank free?

Vrishank is free to download, with no in-app purchases.

### Is Smart Kharcha Book free?

Smart Kharcha Book is free to download, with in-app purchases available.

### Do Vrishank or Smart Kharcha Book have ads?

Smart Kharcha Book shows ads; Vrishank does not.

### Which is updated more often, Vrishank or Smart Kharcha Book?

Vrishank ships an update every 2 months, and Smart Kharcha Book every 3 days. Most recently, Vrishank was updated on October 22, 2026 and Smart Kharcha Book on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*