# Lynk vs OneJN

Lynk and OneJN both sit at 4.6 stars, but that hides the real split: 42% of Lynk's written reviews are positive against 23% of OneJN's. Lynk also leads on ratings volume (1.7K vs 259). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for Lynk against 4.5 for OneJN. That said, the two scores are not equally well evidenced: Lynk has 1.7K ratings behind it against 259, so its average is the more settled of the two. Written reviews are what separate them: 42% of Lynk's written reviews are positive against 23% of OneJN's.

Both ship on a similar rhythm, roughly every 2 months. Both last shipped on October 30, 2026.

## The numbers

| Metric | Lynk | OneJN |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (1.7K ratings)](https://appshunter.io/ios/app/lynk-digital-payments/id1573617151/reviews)** | [4.5 (259 ratings)](https://appshunter.io/ios/app/onejn/id1577602772/reviews) |
| Number of ratings | **1.7K** | 259 |
| Positive reviews | **42.3% of reviews** | 23.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | Free |
| Size | 127 MB | 148 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [TFOB (2021) Limited](https://appshunter.io/developer/1592753008) | [JN Bank UK](https://appshunter.io/developer/1502601083) |

## What reviewers say

### Lynk

[App page](https://appshunter.io/ios/app/lynk-digital-payments/id1573617151)

A digital wallet for fast, safe, and easy cashless payments. Sign up in minutes without a bank account and make instant, fee-free transfers to friends and family or pay at a wide network of businesses. Advanced security ensures peace of mind.

**Highlights:** Cashless transactions, Instant, fee-free transfers, Quick signup, Network of small businesses, Advanced fraud prevention

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💯 Excellent app
- 🚀 Fast and reliable
- 💳 Convenient payment options
- 💰 Easy money transfers
- 🤝 Great customer service

**What reviewers complain about**

- 🐛 Technical issues and bugs
- ⏱️ Slow transaction processing
- 🔒 Verification and login problems
- 💸 Unreliable remittance service
- 🤖 Compatibility issues with devices

**Reported bugs**

- Frequent app crashes and freezes
- Failed ATM cash withdrawals
- Inability to verify new devices
- Inconsistent account access and login issues

**Requested features**

- Add delete/edit transaction history option
- Integrate international money transfer capabilities
- Provide a physical debit card option
- Improve customer support accessibility


### OneJN

[App page](https://appshunter.io/ios/app/onejn/id1577602772)

Streamline your financial interactions across multiple JN companies with a single digital identity. This app simplifies onboarding, account management, and transactions, offering a secure and convenient way to access banking, insurance, and investment services.

**Highlights:** Unified digital identity for JN companies, Simplified onboarding and KYC updates, Access to banking, insurance, and investments, Apply for unsecured loans, Earn loyalty rewards, Secure data encryption, Financial well-being tips

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Lynk free?

Lynk is free to download, with no in-app purchases.

### Is OneJN free?

OneJN is free to download, with no in-app purchases.

### Which has better reviews, Lynk or OneJN?

Lynk is rated higher. Lynk averages 4.6 out of 5 from 1.7K ratings, while OneJN averages 4.5 from 259 ratings.

### Do Lynk or OneJN have ads?

Neither Lynk nor OneJN shows ads.

### Which is updated more often, Lynk or OneJN?

Lynk ships an update every 2 months, and OneJN every 2 months. Most recently, Lynk was updated on October 30, 2026 and OneJN on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*