# 精算助理 vs 恒安e行

The clearest difference is in-app purchases: 恒安e行 at none against 精算助理's 17. 恒安e行 also leads on iOS requirement (9.0 vs 16.0). 精算助理's advantage is update cadence (every 10 days vs monthly). On price, ads and device support there is nothing between them.

Both are free to download. 精算助理 sells 17 in-app purchases, starting at $3.99 per month. 恒安e行 asks for nothing beyond the download.

精算助理 ships an update every 10 days, 恒安e行 monthly. The most recent releases landed on September 15, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | 精算助理 | 恒安e行 |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 10 days** | Monthly |
| Size | 111 MB | 37 MB |
| Requires iOS | 16.0 | **9.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [深圳华博精算咨询有限公司](https://appshunter.io/developer/1573679549) | [Heng An Standard Life Insurance Co., Ltd.](https://appshunter.io/developer/893895522) |

## What reviewers say

### 精算助理

[App page](https://appshunter.io/ios/app/id1573679547)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (17)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 會員自動續費 | $3.99 | per month |
| 會員自動續費199 | $24.99 | per month |
| VIP自動續費 | $24.99 | per month |
| 專業提升29 | $3.99 | one-time |
| 白银会员 | $14.99 | one-time |
| 專業提升199 | $24.99 | one-time |
| 线上专业提升198 | $29.99 | one-time |
| 線上專業提升759 | $99.99 | one-time |
| 線上專業提升758 | $99.99 | one-time |
| 線上專業提升750 | $99.99 | one-time |
| 線上專業提升740 | $99.99 | one-time |
| 線上專業提升749 | $99.99 | one-time |
| 線上專業提升730 | $99.99 | one-time |
| 線上專業提升748 | $99.99 | one-time |
| 線上專業提升738 | $99.99 | one-time |
| 線上專業提升729 | $99.99 | one-time |
| 線上專業提升739 | $99.99 | one-time |


### 恒安e行

[App page](https://appshunter.io/ios/app/e/id1585278402)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 精算助理 free?

精算助理 is free to download, with in-app purchases available.

### Is 恒安e行 free?

恒安e行 is free to download, with no in-app purchases.

### Do 精算助理 or 恒安e行 have ads?

Neither 精算助理 nor 恒安e行 shows ads.

### Which is updated more often, 精算助理 or 恒安e行?

精算助理 ships an update every 10 days, and 恒安e行 monthly. Most recently, 精算助理 was updated on September 15, 2026 and 恒安e行 on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*