# 精算助理 vs 衣带保（4G版）

The clearest difference is in-app purchases: 衣带保（4G版） at none against 精算助理's 17. 衣带保（4G版） also leads on device support (3 vs 1). On price, update cadence, ads and iOS requirement there is nothing between them.

Both are free to download. 精算助理 sells 17 in-app purchases, starting at $3.99 per month. 衣带保（4G版） asks for nothing beyond the download.

精算助理 ships an update every 10 days, 衣带保（4G版） weekly. The most recent releases landed on September 15, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | 精算助理 | 衣带保（4G版） |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 10 days | **Weekly** |
| Size | 111 MB | 76 MB |
| Requires iOS | 16.0 | **15.5** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 17+ | 9+ |
| Developer | [深圳华博精算咨询有限公司](https://appshunter.io/developer/1573679549) | [SUZHOU YIDAIBAO Intelligent technology CO.,LTD](https://appshunter.io/developer/1458973079) |

## What reviewers say

### 精算助理

[App page](https://appshunter.io/ios/app/id1573679547)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (17)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 會員自動續費 | $3.99 | per month |
| 會員自動續費199 | $24.99 | per month |
| VIP自動續費 | $24.99 | per month |
| 專業提升29 | $3.99 | one-time |
| 白银会员 | $14.99 | one-time |
| 專業提升199 | $24.99 | one-time |
| 线上专业提升198 | $29.99 | one-time |
| 線上專業提升759 | $99.99 | one-time |
| 線上專業提升758 | $99.99 | one-time |
| 線上專業提升750 | $99.99 | one-time |
| 線上專業提升740 | $99.99 | one-time |
| 線上專業提升749 | $99.99 | one-time |
| 線上專業提升730 | $99.99 | one-time |
| 線上專業提升748 | $99.99 | one-time |
| 線上專業提升738 | $99.99 | one-time |
| 線上專業提升729 | $99.99 | one-time |
| 線上專業提升739 | $99.99 | one-time |


### 衣带保（4G版）

[App page](https://appshunter.io/ios/app/4g/id6749834787)

**In-app purchases:** none


## Frequently asked questions

### Is 精算助理 free?

精算助理 is free to download, with in-app purchases available.

### Is 衣带保（4G版） free?

衣带保（4G版） is free to download, with no in-app purchases.

### Do 精算助理 or 衣带保（4G版） have ads?

Neither 精算助理 nor 衣带保（4G版） shows ads.

### Which is updated more often, 精算助理 or 衣带保（4G版）?

精算助理 ships an update every 10 days, and 衣带保（4G版） weekly. Most recently, 精算助理 was updated on September 15, 2026 and 衣带保（4G版） on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*