# Mbank UAE vs Wio Personal

The clearest difference is rating: Wio Personal at 4.8 against Mbank UAE's 4.6. Wio Personal also leads on update cadence (every 9 days vs every 3 weeks). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Wio Personal holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 833 and 669 respectively. Written reviews point the same way: 41% of Mbank UAE's written reviews are positive against 42% of Wio Personal's.

Mbank UAE ships an update every 3 weeks, Wio Personal every 9 days. Both last shipped on October 24, 2026.

## The numbers

| Metric | Mbank UAE | Wio Personal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (833 ratings)](https://appshunter.io/ios/app/mbank-uae/id1573880332/reviews) | **[4.8 (669 ratings)](https://appshunter.io/ios/app/wio-personal/id1658472726/reviews)** |
| Number of ratings | **833** | 669 |
| Positive reviews | 40.6% of reviews | **42.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 9 days** |
| Monetization | Free | Free |
| Size | 232 MB | 421 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Al Maryah Community Bank LLC](https://appshunter.io/developer/1573880334) | [WIO BANK P.J.S.C](https://appshunter.io/developer/1622363879) |

## What reviewers say

### Mbank UAE

[App page](https://appshunter.io/ios/app/mbank-uae/id1573880332)

Open a UAE bank account in under 5 minutes directly from your phone. Manage your finances, set spending limits, and save for the future with features like free Gold Accounts and easy payment transfers.

**Highlights:** Open UAE bank account from phone, Account opening in under 5 minutes, No minimum balance for Gold Accounts, No annual fee for Gold Accounts, Remit or receive payments, Control spending limits and savings

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Seamless banking experience
- 👍 User-friendly interface
- 🔒 Secure transactions
- 🤑 Zero balance accounts
- 💨 Fast money transfers

**What reviewers complain about**

- 🐛 Frequent app crashes
- ⏱️ Slow customer service response
- 🔍 Difficult to reach live agents
- 💰 Unexpected account fees
- 🤔 Unclear account policies

**Reported bugs**

- Login issues and app freezes
- Problems with account activation
- Beneficiary addition failures
- Inconsistent transaction tracking
- Debit card delivery delays

**Requested features**

- Dark mode option
- International money transfer support
- Apple/Google Pay integration
- Improved in-app notifications
- Enhanced transaction history


### Wio Personal

[App page](https://appshunter.io/ios/app/wio-personal/id1658472726)

Manage your finances comprehensively with a single platform. Save, spend, borrow, and invest across multiple currencies. Earn interest on savings, receive cashback on spending, and access global markets for stocks and crypto.

**Highlights:** Multi-currency accounts, Interest on savings, Debit and credit card, Cashback rewards, International money transfers, Stock and crypto investing, Virtual and physical cards

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Easy setup
- 💡 Innovative features
- 🚀 Excellent performance
- 🚀 Cutting-edge banking app

**What reviewers complain about**

- 🐛 Frequent app updates causing issues
- 🔍 Difficult to find basic information
- 🔍 Cluttered and bloated UI
- 🔍 Restricted selling options in investing
- 🔍 Inconsistent cashback rewards

**Reported bugs**

- Camera issues during account verification
- Login problems and app crashes
- Lost data when navigating away during beneficiary addition
- Pending transfers with no clear resolution timeline

**Requested features**

- Ability to permanently remove unused features
- More customization options for the UI
- Improved customer support and responsiveness
- Seamless integration of banking and investment features
- Ability to export transactions to Excel


## Frequently asked questions

### Is Mbank UAE free?

Mbank UAE is free to download, with no in-app purchases.

### Is Wio Personal free?

Wio Personal is free to download, with no in-app purchases.

### Which has better reviews, Mbank UAE or Wio Personal?

Wio Personal is rated higher. Mbank UAE averages 4.6 out of 5 from 833 ratings, while Wio Personal averages 4.8 from 669 ratings.

### Do Mbank UAE or Wio Personal have ads?

Neither Mbank UAE nor Wio Personal shows ads.

### Which is updated more often, Mbank UAE or Wio Personal?

Mbank UAE ships an update every 3 weeks, and Wio Personal every 9 days. Most recently, Mbank UAE was updated on October 24, 2026 and Wio Personal on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*