# Mbank UAE vs ruya bank

The clearest difference is ratings volume: Mbank UAE at 834 against ruya bank's 27. Mbank UAE also leads on iOS requirement (15.0 vs 17.0). ruya bank's advantage is review sentiment (55% vs 41%). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for Mbank UAE against 4.5 for ruya bank. That said, the two scores are not equally well evidenced: Mbank UAE has 834 ratings behind it against 27, so its average is the more settled of the two. Written reviews are what separate them: 41% of Mbank UAE's written reviews are positive against 55% of ruya bank's.

Mbank UAE ships an update every 3 weeks, ruya bank every 2 weeks. The most recent releases landed on October 27, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | Mbank UAE | ruya bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (834 ratings)](https://appshunter.io/ios/app/mbank-uae/id1573880332/reviews)** | [4.5 (27 ratings)](https://appshunter.io/ios/app/ruya-bank/id6478231313/reviews) |
| Number of ratings | **834** | 27 |
| Positive reviews | 40.6% of reviews | **54.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 232 MB | 241 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Al Maryah Community Bank LLC](https://appshunter.io/developer/1573880334) | [Ruya Community Islamic Bank LLC](https://appshunter.io/developer/1732279808) |

## What reviewers say

### Mbank UAE

[App page](https://appshunter.io/ios/app/mbank-uae/id1573880332)

Open a UAE bank account in under 5 minutes directly from your phone. Manage your finances, set spending limits, and save for the future with features like free Gold Accounts and easy payment transfers.

**Highlights:** Open UAE bank account from phone, Account opening in under 5 minutes, No minimum balance for Gold Accounts, No annual fee for Gold Accounts, Remit or receive payments, Control spending limits and savings

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Seamless banking experience
- 👍 User-friendly interface
- 🔒 Secure transactions
- 🤑 Zero balance accounts
- 💨 Fast money transfers

**What reviewers complain about**

- 🐛 Frequent app crashes
- ⏱️ Slow customer service response
- 🔍 Difficult to reach live agents
- 💰 Unexpected account fees
- 🤔 Unclear account policies

**Reported bugs**

- Login issues and app freezes
- Problems with account activation
- Beneficiary addition failures
- Inconsistent transaction tracking
- Debit card delivery delays

**Requested features**

- Dark mode option
- International money transfer support
- Apple/Google Pay integration
- Improved in-app notifications
- Enhanced transaction history


### ruya bank

[App page](https://appshunter.io/ios/app/ruya-bank/id6478231313)

Experience a new approach to Islamic banking focused on fairness and transparency. Open an account quickly, manage your finances on the go, and enjoy a banking experience with no hidden fees. Features include instant notifications, card management, and a dedicated kids' account.

**Highlights:** Open account in under five minutes, No minimum salary or balance, Fast set-up login with UAE PASS or Face ID, Spend, save, and track finances, No hidden fees, Instant transaction notifications, Virtual and physical card payments, Ruya Kids Account for children

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Mbank UAE free?

Mbank UAE is free to download, with no in-app purchases.

### Is ruya bank free?

ruya bank is free to download, with no in-app purchases.

### Which has better reviews, Mbank UAE or ruya bank?

Mbank UAE is rated higher. Mbank UAE averages 4.6 out of 5 from 834 ratings, while ruya bank averages 4.5 from 27 ratings.

### Do Mbank UAE or ruya bank have ads?

Neither Mbank UAE nor ruya bank shows ads.

### Which is updated more often, Mbank UAE or ruya bank?

Mbank UAE ships an update every 3 weeks, and ruya bank every 2 weeks. Most recently, Mbank UAE was updated on October 27, 2026 and ruya bank on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*