# CitySavings Mobile vs Virtual Pag

The clearest difference is rating: Virtual Pag at 2.9 against CitySavings Mobile's 1.0. Virtual Pag also leads on ratings volume (14 vs 2). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Virtual Pag holds the better App Store score, 2.9 against 1.0. That said, the two scores are not equally well evidenced: Virtual Pag has 14 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 3% of CitySavings Mobile's written reviews are positive against 0% of Virtual Pag's, so the app with the better star average is not the one people write more warmly about.

CitySavings Mobile ships an update every 4 months, Virtual Pag every 2 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | CitySavings Mobile | Virtual Pag |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (2 ratings)](https://appshunter.io/ios/app/citysavings-mobile/id1574463160/reviews) | **[2.9 (14 ratings)](https://appshunter.io/ios/app/virtual-pag-ibig/id6444034285/reviews)** |
| Number of ratings | 2 | **14** |
| Positive reviews | **2.5% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 61 MB | 147 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [City Savings Bank Inc.](https://appshunter.io/developer/1574463162) | [Pag-IBIG Fund](https://appshunter.io/developer/1651750152) |

## What reviewers say

### CitySavings Mobile

[App page](https://appshunter.io/ios/app/citysavings-mobile/id1574463160)

Manage your savings and loan accounts from your mobile device. View real-time balances for free and easily add multiple accounts to your dashboard. Secure registration with OTP ensures quick access to your financial information.

**Highlights:** Real-time account balance viewing, Add multiple accounts, Secure OTP registration, User profile building, Savings and loan account management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Virtual Pag

[App page](https://appshunter.io/ios/app/virtual-pag-ibig/id6444034285)

Access your Pag-IBIG Fund records, including savings and loans, directly from your mobile device. Make online payments, apply for short-term loans, and monitor your loan status with ease.

**Highlights:** View savings and MP2 records, Monitor loan balances, Track payments, Apply for short-term loans, Online payment options, Check loan status

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CitySavings Mobile free?

CitySavings Mobile is free to download, with no in-app purchases.

### Is Virtual Pag free?

Virtual Pag is free to download, with no in-app purchases.

### Which has better reviews, CitySavings Mobile or Virtual Pag?

Virtual Pag is rated higher. CitySavings Mobile averages 1.0 out of 5 from 2 ratings, while Virtual Pag averages 2.9 from 14 ratings.

### Do CitySavings Mobile or Virtual Pag have ads?

Neither CitySavings Mobile nor Virtual Pag shows ads.

### Which is updated more often, CitySavings Mobile or Virtual Pag?

CitySavings Mobile ships an update every 4 months, and Virtual Pag every 2 months. Most recently, CitySavings Mobile was updated on October 24, 2026 and Virtual Pag on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*