# Pennylane vs BNI

The clearest difference is update cadence: Pennylane at weekly against BNI's every 2 months. Pennylane also leads on ratings volume (35 vs 4). BNI's advantage is rating (5.0 vs 4.6) and iOS requirement (9.0 vs 16.4). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BNI holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Pennylane has 35 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 67% of Pennylane's written reviews are positive against 63% of BNI's, so the app with the better star average is not the one people write more warmly about.

Pennylane ships an update weekly, BNI every 2 months. The most recent releases landed on October 19, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Pennylane | BNI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (35 ratings)](https://appshunter.io/ios/app/pennylane/id1574490312/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/bni/id6739867437/reviews)** |
| Number of ratings | **35** | 4 |
| Positive reviews | **66.7% of reviews** | 62.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 months |
| Monetization | Free | Free |
| Size | 151 MB | 147 MB |
| Requires iOS | 16.4 | **9.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Pennylane](https://appshunter.io/developer/1574490314) | [BNI MADAGASCAR](https://appshunter.io/developer/1236651128) |

## What reviewers say

### Pennylane

[App page](https://appshunter.io/ios/app/pennylane/id1574490312)

Manage your business finances, accounting, and banking in one integrated platform. Streamline invoicing, track expenses, analyze performance, and collaborate with your accountant.

**Highlights:** Integrated business account, Purchase and sales management, Performance analysis, Invoice management, Collaboration with accountants, Over 300 integrations

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### BNI

[App page](https://appshunter.io/ios/app/bni/id6739867437)

Manage your finances with this banking app. Open accounts online, access services, and make secure transactions like transfers and QR code payments. Track your cards, credits, and insurance all from your smartphone.

**Highlights:** Online account opening, Secure login with biometrics, Real-time account balance, Money transfers, QR code payments, Card management, Online credit applications

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Pennylane free?

Pennylane is free to download, with no in-app purchases.

### Is BNI free?

BNI is free to download, with no in-app purchases.

### Which has better reviews, Pennylane or BNI?

BNI is rated higher. Pennylane averages 4.6 out of 5 from 35 ratings, while BNI averages 5.0 from 4 ratings.

### Do Pennylane or BNI have ads?

Neither Pennylane nor BNI shows ads.

### Which is updated more often, Pennylane or BNI?

Pennylane ships an update weekly, and BNI every 2 months. Most recently, Pennylane was updated on October 19, 2026 and BNI on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*