# Tiny Savings vs Surplus

The clearest difference is in-app purchases: Tiny Savings at none against Surplus's 4. Tiny Savings also leads on review sentiment (100% vs 83%) and rating (5.0 vs 4.8). Surplus's advantage is ratings volume (27 vs 5). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Surplus sells 4 in-app purchases, starting at $3.99 per month. Tiny Savings asks for nothing beyond the download.

Tiny Savings holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Surplus has 27 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 100% of Tiny Savings's written reviews are positive against 83% of Surplus's.

Tiny Savings ships an update every 6 weeks, Surplus monthly. The most recent releases landed on October 8, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | Tiny Savings | Surplus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (5 ratings)](https://appshunter.io/ios/app/tiny-savings-budget-tracker/id1574653592/reviews)** | [4.8 (27 ratings)](https://appshunter.io/ios/app/surplus-expense-tracker/id1578612881/reviews) |
| Number of ratings | 5 | **27** |
| Positive reviews | **100.0% of reviews** | 83.3% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 44 MB | 67 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [TinyWork Apps](https://appshunter.io/developer/1289515980) | [Dev Harvest LLC](https://appshunter.io/developer/1526293285) |

## What reviewers say

### Tiny Savings

[App page](https://appshunter.io/ios/app/tiny-savings-budget-tracker/id1574653592)

Easily track your spending and expenses across various categories with beautiful, intuitive charts. Set budgets and identify areas where you're over or under spending to gain complete control of your finances.

**Highlights:** Spending and expense tracking, Categorization of expenses, Budget setting, Intuitive charts and reports, Passcode/FaceID app lock, Personalized categories

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Surplus

[App page](https://appshunter.io/ios/app/surplus-expense-tracker/id1578612881)

This app helps you manage your monthly finances by tracking income, expenses, and upcoming payments. It provides insights into your spending habits, categorizes transactions, and offers customizable reports. Sync your accounts automatically or manually for a clear overview of your leftover spend.

**Highlights:** Monthly income and expense tracking, Categorization of spending, Customizable reports with CSV export, Transaction grouping, Home and lock screen widgets, Automation via Shortcuts app

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Surplus Pro Monthly | $3.99 | per month |
| Surplus Pro Yearly | $14.49 | per year |
| Surplus Pro Yearly | $29.99 | per year |
| Surplus Pro Lifetime | $29.99 | one-time |


## Frequently asked questions

### Is Tiny Savings free?

Tiny Savings is free to download, with no in-app purchases.

### Is Surplus free?

Surplus is free to download, with in-app purchases available.

### Which has better reviews, Tiny Savings or Surplus?

Tiny Savings is rated higher. Tiny Savings averages 5.0 out of 5 from 5 ratings, while Surplus averages 4.8 from 27 ratings.

### Do Tiny Savings or Surplus have ads?

Neither Tiny Savings nor Surplus shows ads.

### Which is updated more often, Tiny Savings or Surplus?

Tiny Savings ships an update every 6 weeks, and Surplus monthly. Most recently, Tiny Savings was updated on October 8, 2026 and Surplus on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*