# Total Card vs Integrity Factoring Client App

The clearest difference is rating: Integrity Factoring Client App at 3.7 against Total Card's 2.1. Total Card's advantage is update cadence (monthly vs every 11 months) and ratings volume (331 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Integrity Factoring Client App holds the better App Store score, 3.7 against 2.1. That said, the two scores are not equally well evidenced: Total Card has 331 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 10% of Total Card's written reviews are positive against 0% of Integrity Factoring Client App's, so the app with the better star average is not the one people write more warmly about.

Total Card ships an update monthly, Integrity Factoring Client App every 11 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | Total Card | Integrity Factoring Client App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.1 (331 ratings)](https://appshunter.io/ios/app/total-card/id1574751566/reviews) | **[3.7 (3 ratings)](https://appshunter.io/ios/app/integrity-factoring-client-app/id1628513523/reviews)** |
| Number of ratings | **331** | 3 |
| Positive reviews | **9.8% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 11 months |
| Monetization | Free | Free |
| Size | 227 MB | 73 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Vervent, Inc](https://appshunter.io/developer/1574751568) | [FactorFox Software, LLC](https://appshunter.io/developer/1489147782) |

## What reviewers say

### Total Card

[App page](https://appshunter.io/ios/app/total-card/id1574751566)

Manage your Total Visa credit card account conveniently from your mobile device. Make payments, view transactions and statements, and check your available credit. Access free credit monitoring powered by TransUnion to track your score.

**Highlights:** Manage Total Visa account, Make payments, View transactions and statements, Check available credit, Free credit monitoring

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🙏🏾 Pretty fair
- 💎 Awesome
- 🧗🏾‍♀️ Excellent

**What reviewers complain about**

- 🗑️ Trash app
- 🔒 Can't lock card
- 🚫 App Not Working
- 🚫 DON'T FALL FOR THESE SCAMMERS
- 💰 Bad card worse app

**Reported bugs**

- Face ID/biometrics not working consistently
- Login issues
- App crashes/freezes
- Payment processing problems

**Requested features**

- Keep biometric login
- Allow access to multiple accounts


### Integrity Factoring Client App

[App page](https://appshunter.io/ios/app/integrity-factoring-client-app/id1628513523)

Streamline your business finances by submitting and tracking invoices for factoring. Easily upload supporting documents like bills of lading and rate sheets directly from your mobile device. Integrate with QuickBooks Online for seamless financial management and faster payments.

**Highlights:** Submit and track factoring invoices, Upload supporting documentation, QuickBooks Online integration, Real-time fund alerts, Mobile document capture

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Total Card free?

Total Card is free to download, with no in-app purchases.

### Is Integrity Factoring Client App free?

Integrity Factoring Client App is free to download, with no in-app purchases.

### Which has better reviews, Total Card or Integrity Factoring Client App?

Integrity Factoring Client App is rated higher. Total Card averages 2.1 out of 5 from 331 ratings, while Integrity Factoring Client App averages 3.7 from 3 ratings.

### Do Total Card or Integrity Factoring Client App have ads?

Neither Total Card nor Integrity Factoring Client App shows ads.

### Which is updated more often, Total Card or Integrity Factoring Client App?

Total Card ships an update monthly, and Integrity Factoring Client App every 11 months. Most recently, Total Card was updated on October 24, 2026 and Integrity Factoring Client App on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*