# Flow记账 vs 有财记账

The clearest difference is update cadence: 有财记账 at every 5 days against Flow记账's monthly. 有财记账 also leads on device support (3 vs 1) and iOS requirement (14.0 vs 26.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Flow记账 sells 1 one-off in-app purchase and 有财记账 sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Flow记账 against 5.0 for 有财记账. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

Flow记账 ships an update monthly, 有财记账 every 5 days. Both last shipped on November 3, 2026.

## The numbers

| Metric | Flow记账 | 有财记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/flow/id1574957735/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/id1577728439/reviews) |
| Number of ratings | **2** | 1 |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 5 days** |
| Monetization | Freemium | — |
| Size | 23 MB | 32 MB |
| Requires iOS | 26.0 | **14.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [玉栋 侯](https://appshunter.io/developer/1439153484) | [文冰 杨](https://appshunter.io/developer/1534090785) |

## What reviewers say

### Flow记账

[App page](https://appshunter.io/ios/app/flow/id1574957735)

Quickly record financial transactions and gain insights into spending habits. This app simplifies bookkeeping with a clear design, focusing on consumption rather than complex account balances. Data is saved locally for privacy and can be backed up automatically.

**Highlights:** Quick transaction recording, Multi-dimensional transaction observation, Improve consumption habits, Enhance financial management, Simple and clear design, Local data saving for privacy, Automatic data backup

**Features:** Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Flow Pro | $0.99 | one-time |


### 有财记账

[App page](https://appshunter.io/ios/app/id1577728439)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 月度会员 | $0.99 | per month |
| 年度会员 | $7.99 | per year |
| 永久会员 | $14.99 | one-time |


## Frequently asked questions

### Is Flow记账 free?

Flow记账 is free to download, with in-app purchases available.

### Is 有财记账 free?

有财记账 is free to download, with in-app purchases available.

### Which has better reviews, Flow记账 or 有财记账?

Flow记账 and 有财记账 are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.

### Do Flow记账 or 有财记账 have ads?

Neither Flow记账 nor 有财记账 shows ads.

### Which is updated more often, Flow记账 or 有财记账?

Flow记账 ships an update monthly, and 有财记账 every 5 days. Most recently, Flow记账 was updated on November 3, 2026 and 有财记账 on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*