# Flow记账 vs Budget Flow | Expense Tracker

The clearest difference is ratings volume: Budget Flow | Expense Tracker at 335 against Flow记账's 2. Budget Flow | Expense Tracker also leads on update cadence (every 2 weeks vs monthly) and device support (4 vs 1). Flow记账's advantage is rating (5.0 vs 4.8). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Flow记账 sells 1 one-off in-app purchase and Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Flow记账 holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Budget Flow | Expense Tracker has 335 ratings behind it against 2, so its average is the more settled of the two.

Flow记账 ships an update monthly, Budget Flow | Expense Tracker every 2 weeks. The most recent releases landed on October 1, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Flow记账 | Budget Flow | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/flow/id1574957735/reviews)** | [4.8 (335 ratings)](https://appshunter.io/ios/app/budget-flow-expense-tracker/id1640091876/reviews) |
| Number of ratings | 2 | **335** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 23 MB | 147 MB |
| Requires iOS | 26.0 | **16.0** |
| Devices | iPhone | **iPhone, iPad, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [玉栋 侯](https://appshunter.io/developer/1439153484) | [Fabian Hasse](https://appshunter.io/developer/1529861729) |

## What reviewers say

### Flow记账

[App page](https://appshunter.io/ios/app/flow/id1574957735)

Quickly record financial transactions and gain insights into spending habits. This app simplifies bookkeeping with a clear design, focusing on consumption rather than complex account balances. Data is saved locally for privacy and can be backed up automatically.

**Highlights:** Quick transaction recording, Multi-dimensional transaction observation, Improve consumption habits, Enhance financial management, Simple and clear design, Local data saving for privacy, Automatic data backup

**Features:** Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Flow Pro | $0.99 | one-time |


### Budget Flow | Expense Tracker

[App page](https://appshunter.io/ios/app/budget-flow-expense-tracker/id1640091876)

Effortlessly track income and expenses with this modern, user-friendly financial manager. It offers secure, offline use with no registration, allowing you to manage accounts, plan budgets, and secure your financial data.

**Highlights:** Track income and expenses, Manage multiple accounts and categories, Plan budgets for categories, Shared budgeting with multiple users, Secure data storage with no login, Offline functionality, Currency conversion

**Features:** Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full Version (1 Month) | $4.99 | per month |
| Full Version (1 Year) | $29.99 | per year |
| Full Version (Discounted) | $49.99 | one-time |
| Full Version (Lifetime) | $69.99 | one-time |

**What reviewers like**

- 🚀 Excellent app features
- 👍 Easy to use and intuitive
- 💰 Helpful for tracking expenses
- 🔍 Customizable and flexible
- 🌟 Great user interface

**What reviewers complain about**

- 🐛 Some bugs and glitches
- 💱 Lack of currency conversion options
- 📊 Limited reporting and analytics
- 🔒 No bank account integration

**Reported bugs**

- Transactions disappearing from accounts
- Inconsistent data display in reports
- Rounding issues with decimal amounts

**Requested features**

- Add monthly recurring reminders
- Improve search functionality
- Provide more detailed budgeting options
- Integrate receipt scanning and OCR
- Allow custom currency support


## Frequently asked questions

### Is Flow记账 free?

Flow记账 is free to download, with in-app purchases available.

### Is Budget Flow | Expense Tracker free?

Budget Flow | Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, Flow记账 or Budget Flow | Expense Tracker?

Flow记账 is rated higher. Flow记账 averages 5.0 out of 5 from 2 ratings, while Budget Flow | Expense Tracker averages 4.8 from 335 ratings.

### Do Flow记账 or Budget Flow | Expense Tracker have ads?

Neither Flow记账 nor Budget Flow | Expense Tracker shows ads.

### Which is updated more often, Flow记账 or Budget Flow | Expense Tracker?

Flow记账 ships an update monthly, and Budget Flow | Expense Tracker every 2 weeks. Most recently, Flow记账 was updated on October 1, 2026 and Budget Flow | Expense Tracker on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*