# Benefit PAL vs BankFirst

The clearest difference is review sentiment: BankFirst at 64% against Benefit PAL's 0%. BankFirst also leads on rating (4.8 vs 2.9) and ratings volume (4.6K vs 13). Benefit PAL's advantage is iOS requirement (15.0 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BankFirst holds the better App Store score, 4.8 against 2.9. That said, the two scores are not equally well evidenced: BankFirst has 4.6K ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 0% of Benefit PAL's written reviews are positive against 64% of BankFirst's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Benefit PAL | BankFirst |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.9 (13 ratings)](https://appshunter.io/ios/app/benefit-pal/id1575011864/reviews) | **[4.8 (4.6K ratings)](https://appshunter.io/ios/app/bankfirst/id6473549508/reviews)** |
| Number of ratings | 13 | **4.6K** |
| Positive reviews | 0.0% of reviews | **64.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 3 MB | 196 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 9+ |
| Developer | [New Era LifeInsurance Company](https://appshunter.io/developer/1575011866) | [BankFirst Financial Services](https://appshunter.io/developer/458661540) |

## What reviewers say

### Benefit PAL

[App page](https://appshunter.io/ios/app/benefit-pal/id1575011864)

Manage your insurance policies, view coverage details, and make premium payments conveniently. Access policy information and stay updated on your coverage. This app simplifies insurance management for policyholders.

**Highlights:** Access policy information, Make premium payments, View coverage details, Manage insurance policies

**Features:** macOS Compatibility

**In-app purchases:** none


### BankFirst

[App page](https://appshunter.io/ios/app/bankfirst/id6473549508)

Easily manage your finances from anywhere with this mobile banking application. Check balances, view transaction history, transfer funds, and pay bills. Locate ATMs and branches conveniently.

**Highlights:** Check account balances, Review transaction history, Transfer funds between accounts, Pay bills, Locate ATMs and branches

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Improved mobile deposit feature
- 💡 Useful new features (travel alerts, debit card deactivation)

**What reviewers complain about**

- 🐛 Frequent issues with mobile deposit
- 🐛 Bugs and crashes
- 🐛 Inconsistent performance
- 🤔 Complicated navigation and setup

**Reported bugs**

- Mobile deposit issues (image capture, acceptance)
- Frequent crashes and app instability
- Disappearing transactions and account information

**Requested features**

- Improve mobile deposit functionality
- Enhance stability and reliability
- Simplify user interface and navigation


## Frequently asked questions

### Is Benefit PAL free?

Benefit PAL is free to download, with no in-app purchases.

### Is BankFirst free?

BankFirst is free to download, with no in-app purchases.

### Which has better reviews, Benefit PAL or BankFirst?

BankFirst is rated higher. Benefit PAL averages 2.9 out of 5 from 13 ratings, while BankFirst averages 4.8 from 4.6K ratings.

### Do Benefit PAL or BankFirst have ads?

Neither Benefit PAL nor BankFirst shows ads.

### Which is updated more often, Benefit PAL or BankFirst?

Benefit PAL ships an update monthly, and BankFirst monthly. Most recently, Benefit PAL was updated on October 24, 2026 and BankFirst on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*