# PSD Banking vs Postbank

PSD Banking and Postbank both sit at 4.8 stars, but that hides the real split: 98% of PSD Banking's written reviews are positive against 63% of Postbank's. PSD Banking also leads on monetization model (free vs free with in-app purchases). Postbank's advantage is ratings volume (638 vs 11). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for PSD Banking against 4.7 for Postbank. That said, the two scores are not equally well evidenced: Postbank has 638 ratings behind it against 11, so its average is the more settled of the two. Written reviews are what separate them: 98% of PSD Banking's written reviews are positive against 63% of Postbank's.

PSD Banking ships an update monthly, Postbank every 5 weeks. Both last shipped on October 20, 2026.

## The numbers

| Metric | PSD Banking | Postbank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (11 ratings)](https://appshunter.io/ios/app/psd-banking/id1575142471/reviews)** | [4.7 (638 ratings)](https://appshunter.io/ios/app/postbank/id6444706327/reviews) |
| Number of ratings | 11 | **638** |
| Positive reviews | **98.4% of reviews** | 63.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 162 MB | 262 MB |
| Requires iOS | 17.6 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Verband der PSD Banken e. V.](https://appshunter.io/developer/1664752705) | [Postbank - eine Niederlassung der DB Privat- und Firmenkundenbank AG](https://appshunter.io/developer/330289564) |

## What reviewers say

### PSD Banking

[App page](https://appshunter.io/ios/app/psd-banking/id1575142471)

Manage your finances on the go with this mobile banking application. Check account balances, review transactions, make urgent transfers, and manage standing orders. It offers a secure and convenient way to stay in control of your money from anywhere.

**Highlights:** Account overview, Transaction display with notifications, Multibanking support, Perform transfers, Manage standing orders, Voice assistant, Electronic inbox

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Postbank

[App page](https://appshunter.io/ios/app/postbank/id6444706327)

Manage your finances with ease. Open accounts, track transactions, make real-time transfers, and handle credit cards. Securely authorize payments and explore investment options. Offers a simplified view for clarity.

**Highlights:** Account opening, Real-time transfers, Credit card management, Mobile payments, Investment trading, Financial analysis, Simple mode

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast biometric login and streamlined authentication
- 👍 Simple and intuitive user interface
- 💳 Easy money transfers and basic transactions
- 🔒 Secure access with biometric features
- ✨ Recent improvements to app stability and usability

**What reviewers complain about**

- 🐛 Frequent app crashes when viewing transactions
- 😤 Overly complex setup and activation process
- 📉 Significant loss of features compared to previous version
- 🔄 Requires switching between multiple apps (BestSign and Postbank)
- 📱 Poor responsive design on smaller smartphones

**Reported bugs**

- App crashes when accessing transaction history
- Setup fails with 'no internet access' error despite connectivity
- QR code scanning impossible during phone activation
- Remember Postbank ID function not working
- Password change function broken

**Requested features**

- Transaction notifications (push or email)
- QR code scanning for transfers
- Online mailbox/Posteingang functionality
- Bank statements and account information access
- Real-time transfer capability


## Frequently asked questions

### Is PSD Banking free?

PSD Banking is free to download, with no in-app purchases.

### Is Postbank free?

Postbank is free to download, with no in-app purchases.

### Which has better reviews, PSD Banking or Postbank?

PSD Banking is rated higher. PSD Banking averages 4.8 out of 5 from 11 ratings, while Postbank averages 4.7 from 638 ratings.

### Do PSD Banking or Postbank have ads?

Neither PSD Banking nor Postbank shows ads.

### Which is updated more often, PSD Banking or Postbank?

PSD Banking ships an update monthly, and Postbank every 5 weeks. Most recently, PSD Banking was updated on October 20, 2026 and Postbank on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*