# Ringgo vs Kemel Flex

The clearest difference is iOS requirement: Kemel Flex at 11.0 against Ringgo's 15.5. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ringgo ships an update every 2 weeks, Kemel Flex every 3 weeks. The most recent releases landed on October 3, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | Ringgo | Kemel Flex |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (8 ratings)](https://appshunter.io/ios/app/ringgo/id1575268262/reviews)** | — |
| Number of ratings | **8** | — |
| Positive reviews | 31.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free | — |
| Size | 79 MB | 70 MB |
| Requires iOS | 15.5 | **11.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Onnibank S.A](https://appshunter.io/developer/1575268264) | [Jazz Tecnologia e Solucoes em Meios de Pagamento Ltda](https://appshunter.io/developer/1538616889) |

## What reviewers say

### Ringgo

[App page](https://appshunter.io/ios/app/ringgo/id1575268262)

Manage your finances with ease and security. Receive salary, payments, transfers, and deposits all in one place. Access a range of benefits designed for you and your collaborators.

**Highlights:** Salary reception, Payment processing, Money transfers, Deposit handling, Withdrawal access, Collaborator benefits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Kemel Flex

[App page](https://appshunter.io/ios/app/kemel-flex/id1590592599)

**In-app purchases:** none


## Frequently asked questions

### Is Ringgo free?

Ringgo is free to download, with no in-app purchases.

### Is Kemel Flex free?

Kemel Flex is free to download, with no in-app purchases.

### Do Ringgo or Kemel Flex have ads?

Neither Ringgo nor Kemel Flex shows ads.

### Which is updated more often, Ringgo or Kemel Flex?

Ringgo ships an update every 2 weeks, and Kemel Flex every 3 weeks. Most recently, Ringgo was updated on October 3, 2026 and Kemel Flex on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*