# Ringgo vs Pantore Pay

The clearest difference is ads: Ringgo at none against Pantore Pay's shown. Ringgo also leads on monetization model (free vs ad-supported). Pantore Pay's advantage is review sentiment (60% vs 32%). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Ringgo against 5.0 for Pantore Pay. Both are backed by a comparable volume of ratings — 8 and 6 respectively. Written reviews are what separate them: 32% of Ringgo's written reviews are positive against 60% of Pantore Pay's.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on August 20, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | Ringgo | Pantore Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (8 ratings)](https://appshunter.io/ios/app/ringgo/id1575268262/reviews) | [5.0 (6 ratings)](https://appshunter.io/ios/app/pantore-pay/id6447585092/reviews) |
| Number of ratings | **8** | 6 |
| Positive reviews | 31.7% of reviews | **60.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 79 MB | 58 MB |
| Requires iOS | 15.5 | **15.1** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Onnibank S.A](https://appshunter.io/developer/1575268264) | [PANTORE TECNOLOGIA LTDA](https://appshunter.io/developer/1627700963) |

## What reviewers say

### Ringgo

[App page](https://appshunter.io/ios/app/ringgo/id1575268262)

Manage your finances with ease and security. Receive salary, payments, transfers, and deposits all in one place. Access a range of benefits designed for you and your collaborators.

**Highlights:** Salary reception, Payment processing, Money transfers, Deposit handling, Withdrawal access, Collaborator benefits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Pantore Pay

[App page](https://appshunter.io/ios/app/pantore-pay/id6447585092)

This app provides working capital for businesses like restaurants and grocery stores, allowing them to finance purchases from any supplier in Brazil. It offers a simple credit line, flexible payment terms, and a user-friendly interface with data security.

**Highlights:** Working capital loans, Finance supplier purchases, 7-day flexible payment terms, Intuitive user interface, Advanced data encryption, Dedicated customer support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Ringgo free?

Ringgo is free to download, with no in-app purchases.

### Is Pantore Pay free?

Pantore Pay is free to download, with no in-app purchases.

### Which has better reviews, Ringgo or Pantore Pay?

Ringgo and Pantore Pay are both rated 5.0 out of 5 on the App Store, from 8 and 6 ratings respectively.

### Do Ringgo or Pantore Pay have ads?

Pantore Pay shows ads; Ringgo does not.

### Which is updated more often, Ringgo or Pantore Pay?

Ringgo ships an update every 2 weeks, and Pantore Pay every 2 weeks. Most recently, Ringgo was updated on August 20, 2026 and Pantore Pay on September 22, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*