# Kapil Chits vs Sai Guru

The clearest difference is update cadence: Sai Guru at weekly against Kapil Chits's every 2 months. Kapil Chits's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Kapil Chits ships an update every 2 months, Sai Guru weekly. The most recent releases landed on October 24, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Kapil Chits | Sai Guru |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (1 ratings)](https://appshunter.io/ios/app/kapil-chits/id1575314897/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 6.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | Free | — |
| Size | 58 MB | 31 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Kapil IT Solutions Pvt. Ltd.](https://appshunter.io/developer/1575314899) | [Boopathy Shanmugam](https://appshunter.io/developer/1814572922) |

## What reviewers say

### Kapil Chits

[App page](https://appshunter.io/ios/app/kapil-chits/id1575314897)

Manage your chit fund subscriptions and payments directly from your device. Access all your chit information, join new chits, and make instant payments securely and conveniently. Discover exclusive products and services from the Kapil Group.

**Highlights:** Instant chit payments, Chit information access, Join new chits, View chit summaries, Secure login, Exclusive product discovery

**Features:** macOS Compatibility

**In-app purchases:** none


### Sai Guru

[App page](https://appshunter.io/ios/app/sai-guru/id6810141428)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Kapil Chits free?

Kapil Chits is free to download, with no in-app purchases.

### Is Sai Guru free?

Sai Guru is free to download, with no in-app purchases.

### Do Kapil Chits or Sai Guru have ads?

Neither Kapil Chits nor Sai Guru shows ads.

### Which is updated more often, Kapil Chits or Sai Guru?

Kapil Chits ships an update every 2 months, and Sai Guru weekly. Most recently, Kapil Chits was updated on October 24, 2026 and Sai Guru on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*