# Utkarsh UPI vs Saafe

The clearest difference is update cadence: Saafe at every 3 weeks against Utkarsh UPI's every 2 months. Saafe also leads on device support (3 vs 1) and iOS requirement (15.6 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Utkarsh UPI ships an update every 2 months, Saafe every 3 weeks. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Utkarsh UPI | Saafe |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/saafe/id6444038213/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 16.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 38 MB | 43 MB |
| Requires iOS | 18.0 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Utkarsh Small Finance Bank Ltd](https://appshunter.io/developer/1227745018) | [Dashboard Account Aggregation Services Private Limited](https://appshunter.io/developer/1634001861) |

## What reviewers say

### Utkarsh UPI

[App page](https://appshunter.io/ios/app/utkarsh-upi/id1575341725)

Facilitate instant and secure financial transactions using various methods like QR codes, Virtual Payment Addresses (VPAs), and Account + IFSC. Supports UPI Lite for faster, smaller transactions and Tap & Pay for contactless payments.

**Highlights:** Instant secure payments, QR code payments, VPA payments, Account + IFSC payments, UPI Lite support, Tap & Pay functionality

**Features:** Vision Pro support

**In-app purchases:** none


### Saafe

[App page](https://appshunter.io/ios/app/saafe/id6444038213)

Securely access and share your financial data between regulated institutions. This app provides granular control over your information, replacing broad consent with step-by-step permissions for each data use.

**Highlights:** Secure financial data access, Digital information sharing, Granular permission control, Consent-based data sharing, RBI regulated entity

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Utkarsh UPI free?

Utkarsh UPI is free to download, with no in-app purchases.

### Is Saafe free?

Saafe is free to download, with no in-app purchases.

### Do Utkarsh UPI or Saafe have ads?

Neither Utkarsh UPI nor Saafe shows ads.

### Which is updated more often, Utkarsh UPI or Saafe?

Utkarsh UPI ships an update every 2 months, and Saafe every 3 weeks. Most recently, Utkarsh UPI was updated on October 24, 2026 and Saafe on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*