# Mumo vs 咔比荷包

The clearest difference is review sentiment: Mumo at 95% against 咔比荷包's 27%. Mumo also leads on rating (4.9 vs 4.1) and ratings volume (247 vs 7). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Mumo sells 9 one-off in-app purchases and 咔比荷包 sells 10 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Mumo holds the better App Store score, 4.9 against 4.1. That said, the two scores are not equally well evidenced: Mumo has 247 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 95% of Mumo's written reviews are positive against 27% of 咔比荷包's.

Mumo ships an update every 10 days, 咔比荷包 every 9 days. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | Mumo | 咔比荷包 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (247 ratings)](https://appshunter.io/ios/app/mumo-expense-tracker/id1575499823/reviews)** | [4.1 (7 ratings)](https://appshunter.io/ios/app/ai/id6630370989/reviews) |
| Number of ratings | **247** | 7 |
| Positive reviews | **95.5% of reviews** | 27.3% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 10 days | **Every 9 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 72 MB | 208 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod, Mac** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Taizhou Mutong Network Technology Co., Ltd.](https://appshunter.io/developer/1556965366) | [重庆皮皮喵喵科技有限公司](https://appshunter.io/developer/1762355269) |

## What reviewers say

### Mumo

[App page](https://appshunter.io/ios/app/mumo-expense-tracker/id1575499823)

This app offers a highly customizable personal finance management system. You can tailor its features to track expenses, assets, subscriptions, and more, adapting the interface to your specific needs and habits.

**Highlights:** AI-powered bookkeeping with text, voice, and screenshot parsing, Customizable modules for expenses, assets, subscriptions, and more, Bill management with templates, installments, and refunds, Asset and gold management with balance reconciliation, Subscription and fixed deposit tracking, Shopping list and anniversary tracking, Advanced search and batch operations

**Features:** Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 月度会员 | $0.99 | one-time |
| 体验会员 | $0.99 | one-time |
| 月会员 | $1.99 | one-time |
| 年度会员 | $6.99 | one-time |
| 永久会员-限时返场 | $9.99 | one-time |
| 永久会员-限时折扣 | $9.99 | one-time |
| 永久会员-限时特惠 | $12.99 | one-time |
| 永久会员 | $14.99 | one-time |
| 永久会员 | $19.99 | one-time |


### 咔比荷包

[App page](https://appshunter.io/ios/app/ai/id6630370989)

This app uses AI to make tracking expenses fun and effortless, helping you build good habits and reach financial goals. It offers shared accounts and savings plans for couples, promoting financial and relational freedom.

**Highlights:** AI-powered expense tracking, Effortless habit building, Automated financial review, Shared accounts for couples, Joint savings goal planning, Personalized financial goals

**Features:** macOS Compatibility, Siri integration, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 单人连续包月 | $0.99 | per month |
| 单人连续包月 | $0.99 | per month |
| 双人连续包月 | $1.99 | per month |
| 双人连续包季 | $4.99 | per 3 months |
| 双人连续包年 | $9.99 | per year |
| 双人连续包年 | $12.99 | per year |
| 双人连续包年 | $14.99 | per year |
| 双人连续包年 | $14.99 | per year |
| 365天打卡挑战 | $12.99 | one-time |
| 双人三年VIP会员 | $22.99 | one-time |


## Frequently asked questions

### Is Mumo free?

Mumo is free to download, with in-app purchases available.

### Is 咔比荷包 free?

咔比荷包 is free to download, with in-app purchases available.

### Which has better reviews, Mumo or 咔比荷包?

Mumo is rated higher. Mumo averages 4.9 out of 5 from 247 ratings, while 咔比荷包 averages 4.1 from 7 ratings.

### Do Mumo or 咔比荷包 have ads?

Neither Mumo nor 咔比荷包 shows ads.

### Which is updated more often, Mumo or 咔比荷包?

Mumo ships an update every 10 days, and 咔比荷包 every 9 days. Most recently, Mumo was updated on November 7, 2026 and 咔比荷包 on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*