# Mumo vs Kapi Money

The clearest difference is review sentiment: Mumo at 95% against Kapi Money's 50%. Mumo also leads on rating (4.9 vs 3.5) and ratings volume (247 vs 2). Kapi Money's advantage is iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Mumo sells 9 one-off in-app purchases and Kapi Money sells 5 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Mumo holds the better App Store score, 4.9 against 3.5. That said, the two scores are not equally well evidenced: Mumo has 247 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 95% of Mumo's written reviews are positive against 50% of Kapi Money's.

Mumo ships an update every 10 days, Kapi Money every 6 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Mumo | Kapi Money |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (247 ratings)](https://appshunter.io/ios/app/mumo-expense-tracker/id1575499823/reviews)** | [3.5 (2 ratings)](https://appshunter.io/ios/app/kapi-money/id6768628584/reviews) |
| Number of ratings | **247** | 2 |
| Positive reviews | **95.5% of reviews** | 50.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 10 days | **Every 6 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 72 MB | 172 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | **iPhone, iPad, iPod, Mac** | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Taizhou Mutong Network Technology Co., Ltd.](https://appshunter.io/developer/1556965366) | [TETRAS.AI HONGKONG CO., LIMITED](https://appshunter.io/developer/6774083001) |

## What reviewers say

### Mumo

[App page](https://appshunter.io/ios/app/mumo-expense-tracker/id1575499823)

This app offers a highly customizable personal finance management system. You can tailor its features to track expenses, assets, subscriptions, and more, adapting the interface to your specific needs and habits.

**Highlights:** AI-powered bookkeeping with text, voice, and screenshot parsing, Customizable modules for expenses, assets, subscriptions, and more, Bill management with templates, installments, and refunds, Asset and gold management with balance reconciliation, Subscription and fixed deposit tracking, Shopping list and anniversary tracking, Advanced search and batch operations

**Features:** Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 月度会员 | $0.99 | one-time |
| 体验会员 | $0.99 | one-time |
| 月会员 | $1.99 | one-time |
| 年度会员 | $6.99 | one-time |
| 永久会员-限时返场 | $9.99 | one-time |
| 永久会员-限时折扣 | $9.99 | one-time |
| 永久会员-限时特惠 | $12.99 | one-time |
| 永久会员 | $14.99 | one-time |
| 永久会员 | $19.99 | one-time |


### Kapi Money

[App page](https://appshunter.io/ios/app/kapi-money/id6768628584)

This app helps you manage your personal finances by tracking expenses, planning budgets, and analyzing spending habits. It offers automatic categorization, asset management, and a personalized AI finance assistant to simplify bookkeeping and build healthier financial habits.

**Highlights:** Automatic expense tracking with AI categorization, Personalized AI-powered budget planning, Unlimited account books and wallets, Comprehensive asset management, AI finance assistant for spending insights, Journal-style mood and note tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| AI Pro Monthly | $4.99 | per month |
| AI Pro Monthly (Intro) | $4.99 | per month |
| AI Pro Annual | $39.99 | per year |
| AI Pro 30 Days (Offer) | $1.99 | one-time |
| AI Pro 30 Days | $6.99 | one-time |


## Frequently asked questions

### Is Mumo free?

Mumo is free to download, with in-app purchases available.

### Is Kapi Money free?

Kapi Money is free to download, with in-app purchases available.

### Which has better reviews, Mumo or Kapi Money?

Mumo is rated higher. Mumo averages 4.9 out of 5 from 247 ratings, while Kapi Money averages 3.5 from 2 ratings.

### Do Mumo or Kapi Money have ads?

Neither Mumo nor Kapi Money shows ads.

### Which is updated more often, Mumo or Kapi Money?

Mumo ships an update every 10 days, and Kapi Money every 6 days. Most recently, Mumo was updated on November 3, 2026 and Kapi Money on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*