# Payella vs AFO Card

The clearest difference is update cadence: AFO Card at every 2 months against Payella's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Payella ships an update every 3 months, AFO Card every 2 months. The most recent releases landed on September 17, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | Payella | AFO Card |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 3 months | **Every 2 months** |
| Size | 58 MB | 62 MB |
| Requires iOS | 11.0 | 11.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PAYELLA GROUP LTD](https://appshunter.io/developer/1575875462) | [AFO Card Ltd](https://appshunter.io/developer/1624061002) |

## What reviewers say

### Payella

[App page](https://appshunter.io/ios/app/payella/id1575875460)

**In-app purchases:** none


### AFO Card

[App page](https://appshunter.io/ios/app/afo-card/id1624061000)

**In-app purchases:** none


## Frequently asked questions

### Is Payella free?

Payella is free to download, with no in-app purchases.

### Is AFO Card free?

AFO Card is free to download, with no in-app purchases.

### Do Payella or AFO Card have ads?

Both Payella and AFO Card show ads.

### Which is updated more often, Payella or AFO Card?

Payella ships an update every 3 months, and AFO Card every 2 months. Most recently, Payella was updated on September 17, 2026 and AFO Card on September 19, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*