# Payella vs Xward Pay

The clearest difference is ads: Xward Pay at none against Payella's shown. Payella's advantage is iOS requirement (11.0 vs 13.4). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on September 17, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | Payella | Xward Pay |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | Every 3 months |
| Size | 58 MB | 69 MB |
| Requires iOS | **11.0** | 13.4 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PAYELLA GROUP LTD](https://appshunter.io/developer/1575875462) | [Xward Pay Inc](https://appshunter.io/developer/1627491507) |

## What reviewers say

### Payella

[App page](https://appshunter.io/ios/app/payella/id1575875460)

**In-app purchases:** none


### Xward Pay

[App page](https://appshunter.io/ios/app/xward-pay/id1627491504)

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Payella free?

Payella is free to download, with no in-app purchases.

### Is Xward Pay free?

Xward Pay is free to download, with no in-app purchases.

### Do Payella or Xward Pay have ads?

Payella shows ads; Xward Pay does not.

### Which is updated more often, Payella or Xward Pay?

Payella ships an update every 3 months, and Xward Pay every 3 months. Most recently, Payella was updated on September 17, 2026 and Xward Pay on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*