# Finéo vs SmartFin

The clearest difference is rating: SmartFin at 4.8 against Finéo's 4.0. SmartFin also leads on update cadence (every 2 weeks vs every 16 months). Finéo's advantage is monetization model (free vs ad-supported). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SmartFin holds the better App Store score, 4.8 against 4.0. Both are backed by a comparable volume of ratings — 2 and 5 respectively.

Finéo ships an update every 16 months, SmartFin every 2 weeks. The most recent releases landed on September 8, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | Finéo | SmartFin |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (2 ratings)](https://appshunter.io/ios/app/fineo/id1575959581/reviews) | **[4.8 (5 ratings)](https://appshunter.io/ios/app/smartfin-app/id6474931765/reviews)** |
| Number of ratings | 2 | **5** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 16 months | **Every 2 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 92 MB | 179 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [ADEC SA](https://appshunter.io/developer/1575959583) | [Colombe Djirebo](https://appshunter.io/developer/1722327934) |

## What reviewers say

### Finéo

[App page](https://appshunter.io/ios/app/fineo/id1575959581)

Manage your finances securely and conveniently from your mobile device. Perform transactions, check balances, and request services without visiting a branch. Enjoy immediate impact on your accounts and easy-to-use features.

**Highlights:** Account opening, Balance consultation, Account statement requests, Account transfers, External service requests (transfers, checks), Card management (requests, reloads, blocking), Mobile money operations

**Features:** macOS Compatibility

**In-app purchases:** none


### SmartFin

[App page](https://appshunter.io/ios/app/smartfin-app/id6474931765)

Manage your wealth, credits, personal budgets, and investments with this innovative personal finance tool. It offers a simple and effective way to track your financial assets and liabilities.

**Highlights:** Wealth management, Credit tracking, Personal budgeting, Investment management, Financial planning

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Finéo free?

Finéo is free to download, with no in-app purchases.

### Is SmartFin free?

SmartFin is free to download, with no in-app purchases.

### Which has better reviews, Finéo or SmartFin?

SmartFin is rated higher. Finéo averages 4.0 out of 5 from 2 ratings, while SmartFin averages 4.8 from 5 ratings.

### Do Finéo or SmartFin have ads?

Neither Finéo nor SmartFin shows ads.

### Which is updated more often, Finéo or SmartFin?

Finéo ships an update every 16 months, and SmartFin every 2 weeks. Most recently, Finéo was updated on September 8, 2026 and SmartFin on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*