# PayGround vs PCFCU MyMobile App

The clearest difference is rating: PCFCU MyMobile App at 4.8 against PayGround's 3.6. PCFCU MyMobile App also leads on review sentiment (56% vs 27%) and ratings volume (1.6K vs 34). PayGround's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (15.1 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PCFCU MyMobile App holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: PCFCU MyMobile App has 1.6K ratings behind it against 34, so its average is the more settled of the two. Written reviews point the same way: 27% of PayGround's written reviews are positive against 56% of PCFCU MyMobile App's.

PayGround ships an update every 6 weeks, PCFCU MyMobile App monthly. The most recent releases landed on October 21, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | PayGround | PCFCU MyMobile App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (34 ratings)](https://appshunter.io/ios/app/payground/id1576559175/reviews) | **[4.8 (1.6K ratings)](https://appshunter.io/ios/app/pcfcu-mymobile-app/id6477494733/reviews)** |
| Number of ratings | 34 | **1.6K** |
| Positive reviews | 27.3% of reviews | **55.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 54 MB | 198 MB |
| Requires iOS | **15.1** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [PayGround, Inc.](https://appshunter.io/developer/1576559177) | [Pinal County Federal Credit Union](https://appshunter.io/developer/970204519) |

## What reviewers say

### PayGround

[App page](https://appshunter.io/ios/app/payground/id1576559175)

Easily manage and pay all your healthcare bills from one place. Simply snap a picture of your bill, enter provider information, and choose your payment method for a streamlined experience.

**Highlights:** Pay all medical bills, Family bill management, Secure payment processing, AES 256-bit encryption, PCI-DSS Level 1 certified

**Features:** Vision Pro support

**In-app purchases:** none


### PCFCU MyMobile App

[App page](https://appshunter.io/ios/app/pcfcu-mymobile-app/id6477494733)

Manage your personal finances with this secure and fast mobile tool. Organize transactions with tags and notes, set balance alerts, and make payments or transfers easily. Deposit checks with a photo and find nearby branches and ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set custom balance alerts, Make payments and transfer money, Deposit checks via photo, View and save monthly statements, Find branches and ATMs, Aggregate financial accounts

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to navigate
- 👍 Smooth and nice UI
- 👍 Lets you manage account from phone

**What reviewers complain about**

- 🐛 Mobile deposits delayed
- 🐛 App rarely works correctly
- 🐛 New app is a disaster
- 🐛 Can't see current balance or load everything

**Reported bugs**

- Can't deposit checks
- Can't make payments through app
- New app doesn't show up on phone

**Requested features**

- Order replacement card without calling
- See more detailed transactions on credit card


## Frequently asked questions

### Is PayGround free?

PayGround is free to download, with no in-app purchases.

### Is PCFCU MyMobile App free?

PCFCU MyMobile App is free to download, with no in-app purchases.

### Which has better reviews, PayGround or PCFCU MyMobile App?

PCFCU MyMobile App is rated higher. PayGround averages 3.6 out of 5 from 34 ratings, while PCFCU MyMobile App averages 4.8 from 1.6K ratings.

### Do PayGround or PCFCU MyMobile App have ads?

Neither PayGround nor PCFCU MyMobile App shows ads.

### Which is updated more often, PayGround or PCFCU MyMobile App?

PayGround ships an update every 6 weeks, and PCFCU MyMobile App monthly. Most recently, PayGround was updated on October 21, 2026 and PCFCU MyMobile App on October 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*