# PayGround vs Copper State Credit Union

The clearest difference is rating: Copper State Credit Union at 4.8 against PayGround's 3.6. Copper State Credit Union also leads on ratings volume (2.9K vs 34) and update cadence (every 4 weeks vs every 2 months). PayGround's advantage is iOS requirement (15.1 vs 18.4). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Copper State Credit Union holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: Copper State Credit Union has 2.9K ratings behind it against 34, so its average is the more settled of the two. Written reviews complicate that: 27% of PayGround's written reviews are positive against 24% of Copper State Credit Union's, so the app with the better star average is not the one people write more warmly about.

PayGround ships an update every 2 months, Copper State Credit Union every 4 weeks. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | PayGround | Copper State Credit Union |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (34 ratings)](https://appshunter.io/ios/app/payground/id1576559175/reviews) | **[4.8 (2.9K ratings)](https://appshunter.io/ios/app/copper-state-credit-union/id6737203913/reviews)** |
| Number of ratings | 34 | **2.9K** |
| Positive reviews | **27.3% of reviews** | 24.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 4 weeks** |
| Monetization | Free | Free |
| Size | 47 MB | 198 MB |
| Requires iOS | **15.1** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [PayGround, Inc.](https://appshunter.io/developer/1576559177) | [Copper State Credit Union](https://appshunter.io/developer/666335481) |

## What reviewers say

### PayGround

[App page](https://appshunter.io/ios/app/payground/id1576559175)

Easily manage and pay all your healthcare bills from one place. Simply snap a picture of your bill, enter provider information, and choose your payment method for a streamlined experience.

**Highlights:** Pay all medical bills, Family bill management, Secure payment processing, AES 256-bit encryption, PCI-DSS Level 1 certified

**Features:** Vision Pro support

**In-app purchases:** none


### Copper State Credit Union

[App page](https://appshunter.io/ios/app/copper-state-credit-union/id6737203913)

Manage your finances on the go with this comprehensive banking app. Features include secure biometric login, easy money transfers, mobile check deposits, and bill payment. Track your spending, monitor your credit score, and set up custom alerts to stay in control of your money.

**Highlights:** Biometric login, Send money to friends/family, Mobile check deposit, Bill payment, Track finances, Credit score check, Customizable alerts

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Better than the old app
- 🚀 Quicker and easier to use

**What reviewers complain about**

- 🐛 Pending transactions not shown in available balance
- 🔍 Important info now harder to access
- 🔒 Joint account holder can't have their own login
- 🔍 Difficult to add external bank accounts for payments
- 🔍 Confusing navigation and layout changes

**Reported bugs**

- Login issues for existing users
- Incompatible with older devices
- System outages and downtime

**Requested features**

- Restore previous app functionality
- Include past transaction history
- Allow setting dates for transfers
- Improve customer support accessibility


## Frequently asked questions

### Is PayGround free?

PayGround is free to download, with no in-app purchases.

### Is Copper State Credit Union free?

Copper State Credit Union is free to download, with no in-app purchases.

### Which has better reviews, PayGround or Copper State Credit Union?

Copper State Credit Union is rated higher. PayGround averages 3.6 out of 5 from 34 ratings, while Copper State Credit Union averages 4.8 from 2.9K ratings.

### Do PayGround or Copper State Credit Union have ads?

Neither PayGround nor Copper State Credit Union shows ads.

### Which is updated more often, PayGround or Copper State Credit Union?

PayGround ships an update every 2 months, and Copper State Credit Union every 4 weeks. Most recently, PayGround was updated on November 7, 2026 and Copper State Credit Union on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*