# Points by NBB vs Totem

The clearest difference is update cadence: Totem at every 2 weeks against Points by NBB's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Points by NBB ships an update every 3 months, Totem every 2 weeks. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Points by NBB | Totem |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (16 ratings)](https://appshunter.io/ios/app/points-by-nbb/id1576650173/reviews)** | — |
| Number of ratings | **16** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 74 MB | 50 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [National Bank of Bahrain](https://appshunter.io/developer/791480929) | [Roman Kurnovskii](https://appshunter.io/developer/1837719311) |

## What reviewers say

### Points by NBB

[App page](https://appshunter.io/ios/app/points-by-nbb/id1576650173)

This rewards program lets NBB customers earn points for card spending and other activities. Redeem points for cashback, donations, or enter raffles for prizes. Family members can also contribute to a shared account.

**Highlights:** Earn points on card spending, Redeem for cashback, Donate points to charity, Enter raffles for prizes, Family household accounts, Exclusive offers and promotions

**Features:** macOS Compatibility, Apple Watch app

**In-app purchases:** none


### Totem

[App page](https://appshunter.io/ios/app/totem-life-tracker/id6756936286)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Points by NBB free?

Points by NBB is free to download, with no in-app purchases.

### Is Totem free?

Totem is free to download, with no in-app purchases.

### Do Points by NBB or Totem have ads?

Neither Points by NBB nor Totem shows ads.

### Which is updated more often, Points by NBB or Totem?

Points by NBB ships an update every 3 months, and Totem every 2 weeks. Most recently, Points by NBB was updated on October 24, 2026 and Totem on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*