# Zil.US vs CardFunder

The clearest difference is review sentiment: CardFunder at 100% against Zil.US's 0%. CardFunder also leads on rating (5.0 vs 2.1) and iOS requirement (12.0 vs 15.0). Zil.US's advantage is ratings volume (10 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CardFunder holds the better App Store score, 5.0 against 2.1. That said, the two scores are not equally well evidenced: Zil.US has 10 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of Zil.US's written reviews are positive against 100% of CardFunder's.

Zil.US ships an update every 2 weeks, CardFunder monthly. The most recent releases landed on October 8, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Zil.US | CardFunder |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.1 (10 ratings)](https://appshunter.io/ios/app/zilus/id1576803726/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/cardfunder/id1614496989/reviews)** |
| Number of ratings | **10** | 1 |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 51 MB | 82 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [onlinecheckwriter](https://appshunter.io/developer/1473071594) | [Prepaid2Cash Holdings, Inc.](https://appshunter.io/developer/1321641628) |

## What reviewers say

### Zil.US

[App page](https://appshunter.io/ios/app/zilus/id1576803726)

This app offers a comprehensive online banking solution for businesses and individuals. It provides features like free checking accounts, early direct deposit, and tools for building credit. Manage your finances with secure, modern banking tools and no hidden fees.

**Highlights:** Free business/personal checking accounts, Early direct deposit, Credit builder tool, Fee-free ACH and wire transfers, Instant and physical Visa cards, Card management with custom limits, Two-factor authentication

**Features:** macOS Compatibility

**In-app purchases:** none


### CardFunder

[App page](https://appshunter.io/ios/app/cardfunder/id1614496989)

This app enables organizations to receive charitable donations through unused or partially used gift cards. It supports various entities like schools, churches, and non-profits across the United States.

**Highlights:** Accept gift card donations, Supports unused gift cards, Supports partially used gift cards, For schools, churches, and non-profits, Serves organizations nationwide

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Zil.US free?

Zil.US is free to download, with no in-app purchases.

### Is CardFunder free?

CardFunder is free to download, with no in-app purchases.

### Which has better reviews, Zil.US or CardFunder?

CardFunder is rated higher. Zil.US averages 2.1 out of 5 from 10 ratings, while CardFunder averages 5.0 from 1 ratings.

### Do Zil.US or CardFunder have ads?

Neither Zil.US nor CardFunder shows ads.

### Which is updated more often, Zil.US or CardFunder?

Zil.US ships an update every 2 weeks, and CardFunder monthly. Most recently, Zil.US was updated on October 8, 2026 and CardFunder on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*