# PPF banka Smart Banking vs GMSDirect

The clearest difference is update cadence: PPF banka Smart Banking at every 3 weeks against GMSDirect's every 8 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PPF banka Smart Banking ships an update every 3 weeks, GMSDirect every 8 months. The most recent releases landed on October 4, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | PPF banka Smart Banking | GMSDirect |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 8 months |
| Size | 28 MB | 52 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [PPF banka a.s.](https://appshunter.io/developer/1515930544) | [Garantibank International N.V.](https://appshunter.io/developer/1449735274) |

## What reviewers say

### PPF banka Smart Banking

[App page](https://appshunter.io/ios/app/ppf-banka-smart-banking/id1576817726)

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### GMSDirect

[App page](https://appshunter.io/ios/app/gmsdirect/id6448729786)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PPF banka Smart Banking free?

PPF banka Smart Banking is free to download, with no in-app purchases.

### Is GMSDirect free?

GMSDirect is free to download, with no in-app purchases.

### Do PPF banka Smart Banking or GMSDirect have ads?

Neither PPF banka Smart Banking nor GMSDirect shows ads.

### Which is updated more often, PPF banka Smart Banking or GMSDirect?

PPF banka Smart Banking ships an update every 3 weeks, and GMSDirect every 8 months. Most recently, PPF banka Smart Banking was updated on October 4, 2026 and GMSDirect on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*