# Restart vs OGPay

The clearest difference is rating: OGPay at 4.9 against Restart's 4.0. Restart's advantage is iOS requirement (13.0 vs 15.6). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OGPay holds the better App Store score, 4.9 against 4.0. Both are backed by a comparable volume of ratings — 83 and 62 respectively. Written reviews complicate that: 72% of Restart's written reviews are positive against 67% of OGPay's, so the app with the better star average is not the one people write more warmly about.

Restart ships an update every 3 weeks, OGPay fortnightly. The most recent releases landed on October 4, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Restart | OGPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (83 ratings)](https://appshunter.io/ios/app/restart-mobile-banking-app/id1576922155/reviews) | **[4.9 (62 ratings)](https://appshunter.io/ios/app/ogpay/id6446909849/reviews)** |
| Number of ratings | **83** | 62 |
| Positive reviews | **71.8% of reviews** | 66.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 187 MB | 196 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 12+ |
| Developer | [Restart Financial Inc.](https://appshunter.io/developer/1560009429) | [Original Digital Corporation](https://appshunter.io/developer/1620204540) |

## What reviewers say

### Restart

[App page](https://appshunter.io/ios/app/restart-mobile-banking-app/id1576922155)

This banking app allows users to open a fee-free checking account and use a Visa debit card. It offers features like early direct deposit, mobile check deposit, and ATM access. A unique aspect is its social impact feature, donating profits to a foundation with every transaction.

**Highlights:** Fee-free checking account, Visa debit card, Social impact donations, Early direct deposit, Mobile check deposit, Multi-language support, ATM withdrawals

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and fast registration
- 👍 Convenient mobile banking app
- 👍 Free to use
- 👍 Good for refugees and newcomers
- 👍 Russian-speaking support available

**What reviewers complain about**

- ❌ Scam accusations
- ❌ Inability to withdraw funds
- ❌ Accounts frozen and money taken
- ❌ Deactivated accounts after deposit
- ❌ Lies about no credit check

**Reported bugs**

- Cannot open account, no registration button
- App doesn't work correctly
- Error message when adding bank
- Error message when transferring money
- Mobile check deposit on extended hold

**Requested features**

- Option to call customer support


### OGPay

[App page](https://appshunter.io/ios/app/ogpay/id6446909849)

Securely manage your money with this app. Make and receive payments globally, link bank accounts and credit cards, and set up recurring payments with reminders. Enjoy fast, free transactions and robust security features for all your financial needs.

**Highlights:** Global money exchange, Link credit cards and bank accounts, Recurring payments and reminders, ATM cash withdrawal, Secure encrypted transactions, Downloadable transaction history

**Features:** macOS Compatibility, Siri integration, Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Restart free?

Restart is free to download, with no in-app purchases.

### Is OGPay free?

OGPay is free to download, with no in-app purchases.

### Which has better reviews, Restart or OGPay?

OGPay is rated higher. Restart averages 4.0 out of 5 from 83 ratings, while OGPay averages 4.9 from 62 ratings.

### Do Restart or OGPay have ads?

Neither Restart nor OGPay shows ads.

### Which is updated more often, Restart or OGPay?

Restart ships an update every 3 weeks, and OGPay fortnightly. Most recently, Restart was updated on October 4, 2026 and OGPay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*