# OPéN vs bjb DigiLoan

The clearest difference is iOS requirement: bjb DigiLoan at 13.0 against OPéN's 15.4. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OPéN ships an update every 4 months, bjb DigiLoan every 3 months. The most recent releases landed on June 4, 2026 and June 7, 2026 respectively.

## The numbers

| Metric | OPéN | bjb DigiLoan |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/bjb-digiloan/id1619283005/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 57.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 54 MB | 33 MB |
| Requires iOS | 15.4 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Dana Pensiun Pertamina](https://appshunter.io/developer/1577067486) | [BANK PEMBANGUNAN DAERAH JAWA BARAT & BANTEN, PT TBK](https://appshunter.io/developer/937606345) |

## What reviewers say

### OPéN

[App page](https://appshunter.io/ios/app/open/id1577067184)

This application provides a range of features designed to simplify and enhance services for participants of Dana Pensiun Pertamina. Key functionalities include identity verification via face recognition, access to pension cards, profile information, announcements, and notifications.

**Highlights:** Face recognition for data re-verification, Digital pension card access, Profile information display, Announcements and notifications, Participant assistance

**In-app purchases:** none


### bjb DigiLoan

[App page](https://appshunter.io/ios/app/bjb-digiloan/id1619283005)

This mobile application allows users to apply for credit products from bank bjb directly from their personal phones. It offers flexibility and allows users to track the progress of their loan applications.

**Highlights:** Apply for bank bjb credit products, Flexible mobile application, Track application progress, Directly from personal phone

**In-app purchases:** none


## Frequently asked questions

### Is OPéN free?

OPéN is free to download, with no in-app purchases.

### Is bjb DigiLoan free?

bjb DigiLoan is free to download, with no in-app purchases.

### Do OPéN or bjb DigiLoan have ads?

Neither OPéN nor bjb DigiLoan shows ads.

### Which is updated more often, OPéN or bjb DigiLoan?

OPéN ships an update every 4 months, and bjb DigiLoan every 3 months. Most recently, OPéN was updated on June 4, 2026 and bjb DigiLoan on June 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*